Business Checking Accounts

We want you to spend more time with your customers, not with your bank accounts, so our small business checking accounts are designed to keep you moving at the pace of your business. While you're focused on the growth of your company, we're focused on getting your information to you when you need it, how you want it.

All of our small business checking accounts feature:

• Secure access to manage your account everywhere you go with online banking and our mobile app, available at no charge from us¹
• Access to Treasury Management services
• FDIC insurance for deposits up to $250,000²
• Unlimited surcharge free transactions at 55,000+ ATMs nationwide through the First Commonwealth, Freedom Alliance and Allpoint networks

Compare Business Checking Accounts

= available n/a = does not apply	Business Checking	Elite Business Checking	Small Business Checking Plus
Account Overview	A free, non-interest bearing checking account for growing businesses	Checking account for businesses with larger account activity, while offering many other account features	Interest bearing checking account specifically designed for sole proprietors, nonprofit businesses and associations
Minimum Deposit to Open	$100	$100	$100
Minimum Monthly Balance	n/a	n/a	$2,500
Monthly Fee	$0	$0	$10 5
Transaction Fee	No charge for up to 500 transactions per month3	Based on account usage4	No charge for up to 500 transactions per month3
Excess Transaction Fee	$0.25 per item	n/a	$0.25 per item
Features
Interest Bearing	n/a	n/a
No-fee Business Debit Card
Remote Deposit Capture
Merchant Services
Treasury Management Services
No-fee Business BillPay
No-fee Mobile Banking1
Access to over 55,000 ATMs
No-fee Business Online Banking1
Image Statements
Fraud Protection Services

Open Your Small Business Checking Account

We'd be happy to open a checking account for you over the phone at 844.711.BANK (2265). Or we'd love to see you in person at any of our local community offices. Be sure to have these items handy when you open your business checking account:

• Business Information, including
  • Federal Tax ID, State Issued Registration ID Number and Issue date, Beneficial Ownership (names owning greater than 25% of equity or names controlling the entity like CEO and CFO)
• Beneficial Owner and Signer Information, including
  • Social Security number, Government issued ID like a driver's license or passport, date of birth and current home address

Need to Order Checks?

No problem - we can take care of that online or over the phone.

¹ We don’t charge for these services but standard message, data, and internet service provider rates may apply so check with your carriers.

² Insured up to maximum allowable amount.

³ Transactions are defined as all debit and credit transactions.

⁴ Fees may be offset by a monthly earnings credit and fees may reduce the earning on the account.

⁵ Monthly Fee will be waived if the minimum monthly balance requirement of $2,500 is met.