Business Checking Accounts
We want you to spend more time with your customers, not with your bank accounts, so our business checking accounts are designed to keep you moving at the pace of your business. While you're focused on the growth of your company, we're focused on getting your information to you when you need it, how you want it.
All of our business checking accounts feature:
- Secure access to manage your account everywhere you go with online banking and our mobile app, available at no charge from us1
- Access to Treasury Management services
- FDIC insurance for deposits up to $250,0002
- Unlimited surcharge free transactions at 55,000+ ATMs nationwide through the First Commonwealth, Freedom Alliance and Allpoint networks
Business Checking
- 500 free3 items per month
- Free Business debit card4
- No monthly service charge
Elite Business Checking
- Good for high transaction volume accounts
- Free image statements
- No monthly service charge
Business Checking Plus
- 500 free3 items per month
- Competitive interest rate
- Check images available at no charge
- $10 service charge per statement cycle, which can be waived if the minimum monthly balance requirement is met
Compare Business Checking Accounts
![]() n/a = does not apply |
Business Checking | Elite Business Checking | Business Checking Plus |
Account Overview | A non-interest bearing checking account for growing businesses | Checking account for businesses with larger account activity, while offering many other account features | Interest bearing checking account specifically designed for sole proprietors, nonprofit businesses and associations |
Minimum Deposit to Open | $50 | $50 | $50 |
Monthly Service Charge | n/a | n/a | $10 |
Minimum Daily Balance to Avoid Service Charge | n/a | n/a | $2,500 |
Transaction Fee | No charge for up to 500 items per month3 | Based on account usage5 | No charge for up to 500 items per month3 |
Excess Transaction Fee | $0.25 per transaction over 500 | n/a | $0.25 per transaction over 500 |
Features | |||
Interest Bearing | n/a | n/a | |
No-fee Business Debit Card4 | |||
Remote Deposit Capture | |||
Merchant Services | |||
Treasury Management Services | |||
No-fee Business BillPay1 | |||
No-fee Mobile Banking1 | |||
Access to over 55,000 ATMs | |||
No-fee Business Online Banking1 | |||
Image Statements | |||
Fraud Protection Services |
Open Your Business Checking Account
We'd love to see you in person at any of our local community offices. Be sure to have these items handy when you open your business checking account:
- Business Information, including
- Federal Tax ID, State Issued Registration ID Number and Issue date, Beneficial Ownership (names owning greater than 25% of equity or names controlling the entity like CEO and CFO)
- Beneficial Owner and Signer Information, including
- Social Security number, Government issued ID like a driver's license or passport, date of birth and current home address. If you are using a driver's license which has expired during the timeframe of COVID-19 and are unable to access the DMV, please let us know so we can discuss your options.
Need to Order Checks?
No problem - we can take care of that online or over the phone.
1 We don’t charge for these services but standard message, data, and internet service provider rates may apply so check with your carriers.
2 Insured up to maximum allowable amount.
3 Each item deposited or presented against an account is counted as one item.
4 Overdraft and returned item fees may apply.
5 Fees may be offset by a monthly earnings credit and fees may reduce the earning on the account.