A Thank You for Your Loyalty
First Commonwealth Bank offers exclusive insurance coverage to customers to help protect what matters most.
Accidental Death and Dismemberment
Get $1,0001 Complimentary coverage.
Plus, you’ve got guaranteed acceptance for up to $300,000.
As an age 18 or older, up to $300,000 in optional coverage is waiting for you. No doctors to visit. No health questions to answer. No lab tests to take.
You are pre-authorized to receive up to $300,000 of Accidental Death and Dismemberment Insurance, underwritten by Zurich AmericanInsurance Company. In a few minutes you can activate important coverage that could be there for your loved ones should an accident happen to you.
You cannot be turned down for this coverage due to age or health. Your family can use the benefit to help with rent, mortgage, utilities, tuition, loan repayment, orforanythingthey choose. Don’t delay. Remember, you cannot be turned down.
Guaranteed Acceptance and No Medical Exams make this plan easy to get. Customers can purchase coverage for themselves and their families - up to $300,0001 additional coverage is available. All benefits are payable in one lump sum. For details of terms, costs, and limitations and to find out more about this important customer benefit, visit https://www.fmservice.com/. All coverage reduces by 50% at age 70 and older, regardless of age at enrollment.
Robert Dudacek
Licensed Insurance Agent #972576-TN0620503692
Hospital Accident Plan
With this Hospital Accident Insurance Plan, when a covered accident lands you in the
hospital, you can receive the following Benefits2:
- $1,800 a day Intensive Care Confinement - up to $12,600 a week - $657,000 max per 365 days.
- $900 a day Hospital Confinement - up to $6,300 a week - $328,500 max per 365 days.
- $450 a day Emergency Room Treatment
All Benefits are paid directly to you, in addition to any other insurance you may have — all yours
to spend any way you want.
Recuperative Care
You’ll receive Cash Benefits paid directly to you for a covered accident or all sickness — even a pre-existing condition — paid for each day you’re in the hospital with this members-only plan. That means you can get:
Get up to $200.00 a day per covered hospitalization due to all sickness —up to $1,400.00 a week— $73,000.00 max per 365 days3
Get up to $400.00 a day per covered hospitalization due to any covered accident — up to $2,800.00 a week — $146,000.00 max per 365 days3
Guaranteed Acceptance. No Medical Exams. No Health Questions. Terms, conditions, and exclusions apply, see site for details. And any lump-sum cash benefits are paid in addition to any other insurance you may have.
Now that's a better way to get better!
Call 1-844-244-8191
Customer Care Online Portal
An online service portal is available to help with the following:
- Start a Claim
- Change or Confirm a Beneficiary
- Pay a Bill
- Duplicate Policy Request
- Request Signed Enrollment Form
- Change Recurring Billing
- Other Requests
Please visit https://www.fmservice.com/ to get started.
1All coverage is reduced by 50% at age 70 and older, regardless of age at enrollment. This plan may not be available to residents of all states.
2 Benefits reduce due to age, beginning at age 65. Under the family coverage for dependents, benefits are reduced. The Hospital Accident Insurance Plan benefits described are underwritten by Zurich American Insurance Company (Zurich), 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373 (NAIC #16535). This insurance provides limited benefits and is intended to help supplement Comprehensive Coverage. See the site for terms and conditions, including exclusions and limitations. This insurance does not provide Major Medical or Comprehensive Medical Coverage and is not designed to replace Major Medical insurance. Coverage may not be available in all states or certain terms, conditions, and exclusions may be different where required by law.
3 Plan benefit amounts reduce by 50% at age 65 and by an additional 25% at age 75, regardless of age at enrollment. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Underwritten by Minnesota Life Insurance Company.
