Fraud Prevention Resources

Importance of Keeping Your Information Safe

As a bank customer, you may think your information is not worth stealing. However, cybercriminals can use your information to complete an application for a mortgage loan or credit card by using details such as your name, address, social security information and bank account number. A criminal can also use your identity to create fake passports or driver's licenses. By utilizing the following fraud prevention tips and staying vigilant, you can protect your information to securely manage your bank account and identity.

How to Protect Login Information

After cybercriminals access your accounts, they can use your information to commit internet fraud. They may sell your information to other cybercriminals on the dark web, which is an unrestricted area of the internet associated with illegal practices.

One of the easiest ways to protect your login information is to ensure every account has a unique password. If possible, you should also enable two-factor identification, as it will add an extra layer of protection. Another way to protect your computer is by updating your software and antivirus program.

View more tips for creating strong usernames and passwords.

How to Protect Personal Information

The best way to protect your information is to limit how much you share. While providing your name and email address on a website may feel normal, this information can easily fall into the wrong hands if there is a breach in security. Therefore, only provide sensitive information when necessary. If you use your Mastercard debit card or credit card online, be sure to sign up for our complimentary Mastercard ID Theft Protection.

It's good to be cautious of the information you share on social media as well. Many scammers will often send fraudulent messages that appear to be from people you may know and trust but are actually means of obtaining your personal information. These types of messages, called phishing, are a main source of most internet fraud and can take place over email, phone call or text.

Many criminals use social media for targeted attacks or attacks in which a scammer actively pursues a target. A hacker can use the information on your account, such as your workplace, birthday and interests, to increase their credibility and the likelihood of their attack succeeding. The best way to avoid a targeted attack is to check your privacy settings and be wary of unknown or fake profiles.

What to Do If You Are a Victim of Fraud

If you think you are a victim of fraud, your first step should be contacting First Commonwealth Bank. Our team can advise you on the next steps to take. It is also essential to keep an eye on your bank accounts and freeze your debit or credit card as soon as you notice any fraudulent transactions.

Protect Your Physical Possessions With First Commonwealth Bank

If you want to be sure to protect physical possessions, you can talk with us about opening a safe deposit box. Contact us today.