Tools And Templates

Use Our Resources/Calculators to Improve Your Financial Confidence

As a business owner, you face many questions each day. But it’s the bigger-picture issues, the ones that could impact your company’s financial future, that keep you up at night. Knowing when to expand or contract or calculating how much money you need to make payroll can determine your business's success.

You can also face everyday questions that demand answers. Can you afford your business’s startup costs? Will you break even on a potential acquisition? Would your cash flow rise if you implemented a new financial strategy?

While you can never be 100% certain of these answers, you can get the guidance you need to make intelligent decisions. At First Commonwealth Bank, we offer resources and calculators to help you gain more insights into your financial situation and how it could evolve by making certain changes.

Note that the money management resources listed here are meant solely as overviews and helpful information. The financial professionals at First Commonwealth Bank can provide better insights and information about your money when you schedule an appointment.

Use Our Savings Resources and More to Reach Your Goals

Making sound financial decisions can separate your business from the crowd. You want to know how these choices will impact your long-term success. Getting a fuller picture of your resources and how a change will affect them is critical to making smart decisions.

We have compiled tools for all types of common business situations that offer ways to analyze your finances. You can explore possibilities for new efficiencies with these tools, such as:

• Calculating what your business should charge customers while balancing costs and revenue.
• Determining whether discounting is costing your company too much money.
• Tracking business debt, including leases, notes payable and loans.

Resources for New Business Owners

Haven’t launched your business yet or still considering your possibilities? You can use our tools, too. We offer a new business template to calculate a smart approach to company launch. It includes spaces for your business profile, strategy, management team, social media profiles and more. You can get organized and track your finances with this vital tool.

New business owners can also benefit from the employee costs template, which allows you to add up the true value of an employee. While you should weigh their nonmonetary contributions to your business as well, the tool indicates whether you are spending efficiently on labor.

Newly launched businesses depend on marketing to spread the word about their offerings. Our downloads include two marketing-related documents that can help you plan your public relations pitches and envision your social media strategy in action. Planning ahead always helps with execution.

Get in Touch Today to Discuss Our Resources

Using the right money management tools can help you stay on track with your business’s financial goals and improve your financial confidence. Turn to us when you need budgeting resources for your company and more. Schedule an appointment to address your questions or contact a local community office.