; Auto Loans: Bank Rates & Financing | First Commonwealth Bank Skip To Content
Young Woman New Car Owner
Young Woman New Car Owner

Financing Solutions that Fit Your Budget

The right solutions for borrowing just what you need for the vehicle that fits your lifestyle and your budget.

Auto Loans - Bank Rates & Financing Options

Finding the perfect car or truck is never easy. One that has the space you’re looking for isn’t great on gas. Or it’s not the right color. Or there’s no trunk.

Fortunately, we make finding the right auto loan a whole lot easier. Whether you’re looking for auto loan rates for a new or pre-owned car, we offer fixed and variable rate bank loans for both. Plus, we also have an insurance team that can assist with your auto insurance, making us a one-stop-shop for your car buying experience.

To apply for an auto loan, contact us at 844.711.BANK (2265) or visit a community office near you.

Understanding Our Auto Loan Options:

  • Get a rate discount on a fixed rate auto loan with automatic payments from your First Commonwealth checking account, making it easier for you to manage your monthly budget and never miss a payment
  • You can apply for auto loans for amounts as low as $2,000
  • With our auto loans, you're able to make additional payments to your principal without penalty. This is a great way to pay off your debt faster and you can move what you were paying on your loan into savings

Preparing to Apply for Your Auto Loan

When you’re ready to go bigger, smaller or newer with your vehicle, it’s important to know what you can afford to pay on the loan itself and have an idea of what you might need to pay for insurance. Our “How much car can I afford” calculator will help you estimate your monthly payments, by factoring in the highest monthly amount you can afford on your auto loan, your down payment, trade-in value (if applicable), loan term and interest rate.

You’ll also want to have an estimate of what you can expect to pay in auto insurance. The type of vehicle you choose is a significant factor, but so are items like your age, driving record, and sometimes your credit score. Also when choosing your auto insurance, options like bodily injury liability and personal injury protection will impact your total cost.

Auto Insurance

Auto insurance is required when you have an auto loan, and with the insurance we offer through our insurance agency, we can be your one-stop-shop when you’re buying a new car. Auto insurance policies protect you against property, liability and medical costs if you or a loved one are involved in an accident. Our auto insurance policies can cover private passenger and classic cars, making sure that you’re protected against the unexpected.

Investment and insurance products and services are offered through INFINEX INVESTMENTS, INC. Member FINRA/SIPC.

NOT Guaranteed by the Bank. NOT FDIC Insured. NOT a Deposit. Not Insured by any Federal Government Agency. May Lose Value including Loss of Principal.

Your Financial Journey Matters

As a community bank, we want to provide you with resources and solutions to continue on your financial journey. Just enter your email address below and we'll be sure to keep you updated on tools to improve your life. 

We send monthly emails to give our customers updates on rates, banking news and tips. We never sell or share your personal information and promise not to spam you.