Mortgage Loan Documents Checklist
Mortgage Checklist
There are several things to gather before you begin the mortgage process. Additional documents needed for mortgage pre-qualification or pre-approval may be requested depending on your situation, but this is a great start:
- Your Social Security number
- Last 30 days of pay stubs
- The last two years of your W2s for all employers
- If self- employed, a copy of your signed Federal tax returns for the past two years
- Bank statements for the past two months
- Investment account statements for the past two months
- Retirement account statements for the past two months
- Credit card account information
- Auto loan account information
- Personal loan account information
- Any additional loan information
If you currently own Real Estate:
- Mortgage holder account, payment and balance information
- Hazard insurance policy information
- Home equity account, payment and balance information (if applicable)