USDA Insured Loans
We love that many areas throughout our footprint are rural, which are excellent opportunities for USDA loans. USDA home loans are guaranteed by the United States Department of Agriculture as part of their Rural Development program. USDA loans are meant to encourage homeownership in small communities across the U.S. by offering low-interest, low-down-payment mortgages to borrowers with low to moderate incomes.
Features Of USDA Insured Loans
- Insured by the United States Department of Agriculture (USDA)
- Loan must be used for a primary residence
- May have zero down payment requirements based on your income1
- Property must be in a rural area (in an area having fewer than 35,000 residents)
We're here to help you throughout the entire process.
Pre-qualification vs Pre-approval – learn more about being pre-qualified and pre-approved
5 Pitfalls to Avoid - practical tips for being best positioned for your mortgage
1 Some exclusions apply and will be explained during the application process.