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Flood Insurance

Tailored Policies to Cover More of Your Assets

While we can't control what natural disasters come our way, we can control how we protect ourselves from them, including through comprehensive flood insurance. Our Private Market flood options include replacement costs, temporary living expense, basement contents, pool replay/refill and detached structures.

We are able to provide higher limits of coverage up to $4 million for your home and $5 million for your contents, as compared to the National Flood Insurance Program (NFIP) which limits to $250,000 and $100,000 respectively. 

In addition, we offer a reduced waiting period of 10 days compared to the 30 day waiting period of the NFIP, which means better access to your funds. If you are insuring for a loan transaction, there is no waiting period and all appropriate lender holder requirements are included.

Connect With Our Team

We would love to connect with you about our flood insurance options today. Just call us at 877-367-3242 or email FCIA@fcbanking.com.