Personal Lines Insurance | Auto, Home and Life | First Commonwealth Bank Skip To Content
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Solutions for Helping You Breathe Easier

Protect with confidence to enjoy today and be ready for whatever tomorrow holds. 

Insurance: Life, Home, and Auto

Most major life events change the way you look at your life and how it needs to be protected. A new home means new homeowners insurance. A new driver means new auto insurance. No matter how your financial journey is changing, our insurance team can help protect you, your loved ones and your most valuable assets.

Life Insurance

Making sure your life is protected with the highest quality, yet affordable, insurance is one of the greatest gifts you can leave your family and loved ones. Get started today.

  • Term
  • Permanent
  • Children’s
  • Accidental death
  • Supplemental Hospital
  • Supplemental Recuperative

Accidental Death and Dismemberment 

First Commonwealth Bank customers are eligible for $1,0001 Accidental Death and Dismemberment Insurance at absolutely No Cost to you.  Learn more.

Hospital Accident Plan 

When an accident puts you in the hospital, First Commonwealth Bank customers can get cash benefits paid directly to them1. Simply activate the Hospital Accident Insurance.  Learn more.

Recuperative Care

As a First Commonwealth Bank customer, you can receive Cash Benefits paid directly to you for a covered accident or all sickness — even a pre-existing condition — paid for each day you’re in the hospital with this members-only plan2. Learn more.

Homeowners Insurance

While none of us expect theft or damage, together we can be prepared to face a challenge with the right home insurance. Our coverage plans include:

  • Homeowners, Condo, Renter
  • Dwelling Fire/ Secondary Residence
  • Flood Insurance
  • Mine Subsidence
  • New Home Construction
  • Personal Articles
  • Personal Umbrella Coverage

Auto Insurance

Auto insurance policies provide you with protection against property, liability and medical costs if you or a loved one are involved in an accident. With the right auto insurance, you'll have peace of mind that if the unexpected happens, the last thing you'll need to worry about are expenses. Our car insurance plans include:

  • Private Passenger
  • Classic Cars
  • Boats

Personal Lines Insurance

Personal Lines Insurance is often viewed as a simple household expense where customers often expect a discounted result.  Lost in the policy contracts are how coverages correspond to real time changes of the family, and how a proactive insurance brokerage can provide value outside of the policy in the scope of communication, risk management, and education.

With our strong carrier relationships, the First Commonwealth Insurance Agency challenges the status quo as to what should be expected from the traditional agency. Connect with a member of our team today.


Business Insurance Options

Protecting your business is critical, so take a few minutes to explore our business insurance options including employee benefits consulting and small business insurance.


1 All coverage is reduced by 50% at age 70 and older, regardless of age at enrollment. This plan may not be available to residents of all states.

2 Plan benefit amounts reduce by 50% at age 65 and by an additional 25% at age 75, regardless of age at enrollment. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Underwritten by Minnesota Life Insurance Company.

NOT Guaranteed by the Bank. NOT FDIC Insured.  NOT a Deposit.  Not Insured by any Federal Government Agency.  May Lose Value including Loss of Principal.