Personal Lines Insurance | Auto, Home, Life | First Commonwealth Bank Skip To Content
Young African American Man Smiling In Office
Young African American Man Smiling In Office

Solutions for Helping You Breathe Easier

Protect with confidence to enjoy today and be ready for whatever tomorrow holds. 

Personal Lines of Insurance From First Commonwealth Bank

At First Commonwealth Bank, we are committed to making a difference in our customers’ lives. That’s why we provide a range of insurance plans, including homeowners, auto and life, to our customers across PA and OH. When we provide you with the insurance offerings you need, you can take care of your top priorities, including your family and most valued assets.

Get Personal Insurance that Works for Your Life

Personal insurance offers protection for your family when the unexpected happens. It allows you to care for your loved ones and make them your focus. The right insurance helps you feel confident you can cover the cost of needed medical care, damage to your home or repairs after a car accident. We offer insurance options for all those things and more. 

Why should you consider getting personal insurance? There are many reasons to trust your insurance needs to us, including: 

  • Experience: We have a team of professionals with decades of combined experience who can answer your questions. 
  • Insights: The right insurance advisor can help you identify the best programs for your unique situation. 
  • Peace of mind: Getting the coverage you need ensures the people you love will be cared for, no matter what. 

About Our Personal Insurance Service

We use our tools to make your life a little better — and a little easier. 

We are not a typical insurance agency. We do things differently than other firms. We develop relationships with you and we understand what you want from your insurance policies. The strong relationships we maintain with carriers can also lead to many advantages for our customers.

We even make Accidental Death and Dismemberment and other complimentary insurances available to First Commonwealth Bank customers as a way to say "thank you" for choosing us. You will appreciate that our team takes the time to listen to your needs and determine what would maximize the value of your policies. 

Our Service Benefits

Our people make a difference in our service. We go the extra step during every customer interaction, whether we offer a solution you may not have heard of before or look into ways to bundle your insurance to save you money. We build relationships with our customers and insurance carriers, which works in your favor. Our team will also: 

  • Get back to you in a timely fashion. 
  • Help you make informed decisions. 
  • Communicate with you regularly, so you always know where things stand. 

We help you find the financial resources you need to lead a happy life in our community. Great service can contribute to your financial confidence.

Insurance: Life, Home and Auto

Most major life events change the way you look at your life and how it needs to be protected. A new home means new homeowners insurance. A new driver means new auto insurance. No matter how your financial journey is changing, our insurance team can help protect you, your loved ones and your most valuable assets.

Life Insurance

Making sure your life is protected with the highest quality, yet affordable, insurance is one of the greatest gifts you can leave your family and loved ones. Get started today.

  • Term
  • Permanent
  • Children’s
  • Accidental death
  • Supplemental Hospital
  • Supplemental Recuperative

Accidental Death and Dismemberment

First Commonwealth Bank customers are eligible for $1,0001 Accidental Death and Dismemberment Insurance at absolutely No Cost to you.  Learn more.

Hospital Accident Plan 

When an accident puts you in the hospital, First Commonwealth Bank customers can get cash benefits paid directly to them1. Simply activate the Hospital Accident Insurance. Learn more.

Recuperative Care

As a First Commonwealth Bank customer, you can receive Cash Benefits paid directly to you for a covered accident or all sickness — even a pre-existing condition — paid for each day you’re in the hospital with this members-only plan2. Learn more.

Homeowners Insurance

While none of us expect theft or damage, together we can be prepared to face a challenge with the right home insurance. Our coverage plans include:

  • Homeowners, Condo, Renter
  • Dwelling Fire/ Secondary Residence
  • Flood Insurance
  • Mine Subsidence
  • New Home Construction
  • Personal Articles
  • Personal Umbrella Coverage

Auto Insurance

Auto insurance policies provide you with protection against property, liability and medical costs if you or a loved one are involved in an accident. With the right auto insurance, you'll have peace of mind that if the unexpected happens, the last thing you'll need to worry about are expenses. Our car insurance plans include:

  • Private Passenger
  • Classic Cars
  • Boats
  • ATV/UTV

Personal Lines Insurance

Personal Lines Insurance is often viewed as a simple household expense where customers often expect a discounted result. Lost in the policy contracts are how coverages correspond to real time changes of the family, and how a proactive insurance brokerage can provide value outside of the policy in the scope of communication, risk management, and education.

With our strong carrier relationships, the First Commonwealth Insurance Agency challenges the status quo as to what should be expected from the traditional agency. Connect with a member of our team today.

Business Insurance Options

Protecting your business is critical, so take a few minutes to explore our business insurance options including employee benefits consulting and small business insurance.

Contact Us Today to Discuss Your Personal Insurance Options

Insurance protects all the things you value the most, including your family and assets. Our team can help you find plans tailored to your particular needs. We want to do this for you to ensure you get the most value from your policy. Let our knowledgeable representatives assist you in Ohio or Pennsylvania. 

 

 

1 All coverage is reduced by 50% at age 70 and older, regardless of age at enrollment. This plan may not be available to residents of all states.

2 Plan benefit amounts reduce by 50% at age 65 and by an additional 25% at age 75, regardless of age at enrollment. For California Residents: Insurance product offered by Franklin Madison Insurance Services LLC. Underwritten by Minnesota Life Insurance Company.

NOT Guaranteed by the Bank. NOT FDIC Insured. NOT a Deposit. Not Insured by any Federal Government Agency. May Lose Value including Loss of Principal.