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Life Insurance

Your life insurance needs will depend on a number of factors, including whether you're married, the size of your family, the nature of your financial obligations, your career stage, and your goals. There are two basic types of life insurance:

  • Term Life - life insurance protection for a specific period of time, typically making it the most affordable option. Benefits would be paid to the beneficiaries if you pass within the term of your policy agreement. These are usually available in increments of 10, 20 and 30 years and have no cash value.

  • Permanent Life - also called whole life, this insurance protects you for the duration of your life, provided you pay the premium to keep your policy in place.

Long term care and disability insurance are additional options for protecting your assets against short and long term illnesses or injuries.

If you already know the type of insurance you need, including children's life insurance and supplemental recuperative care, visit our self-service portal.

For support in choosing the best option that takes into consideration your entire financial situation, our team of Financial Advisors is here to help.