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Commercial Real Estate Loans

Whether you need to refinance, renovate or purchase commercial real estate, having the right lending solution and commercial loan structure can further position you for growth. Our approach to commercial real estate solutions includes getting to know your business model, objectives and goals so that together we can structure your real estate loan in a way that makes sense for you and your business.

Types of Commercial Real Estate Loans

Owner Occupied

Your commercial property can be a valuable source of equity used to remodel or expand your growing business, giving your business more room to grow. Owner occupied real estate financing is ideal for retrofitting a location to better suit the needs of your business, or purchasing a new space, all while building equity without the uncertainty of renting or leasing.

  • Rates are fixed for the specified term, and we offer a discount if the payment is automatically deducted from your First Commonwealth Business checking account each month
  • We offer commercial mortgage loans in amounts as low as $25,000
  • For owner occupied real estate, we can finance up to 80% of the appraised value or purchase price, whichever is lower
  • Small Business Administration (SBA) options available 

Investment Property Loans

Investment properties can be a great growth strategy if you’re ready to assume the responsibilities that come with renting or leasing property to other individuals, families or businesses. Like any investment, by researching the type of investment property you’d like to purchase, whether that be rental homes or office space, you’ll have a full view of the benefits and risks involved with that property. Our team would love to consult with you individually to make sure your property financing best positions you to have income-producing properties.

  • Rates are fixed for the specified term, and we offer a discount if the payment is automatically deducted from your First Commonwealth Business checking account each month
  • We offer commercial mortgage loans in amounts as low as $25,000
  • For investment real estate, we can finance up to 75% of the appraised value or purchase price, whichever is lower

Commercial Construction Loans

There are few things more exciting than partnering with local commercial developers and business owners to build commercial properties from the ground up, as we know these investments in our business community yield a significant impact on our communities. Learn more about our commercial construction loan solutions.

 

Getting Started

Whatever your strategic direction and goals may be, you can be confident we’ll help you find the financing solutions that best meet your company’s needs. Connect with us to get started.

Additional Resources for Your Business

Check out these resources for your business, including stories from our customers and reach out to us at any time to learn more and stay connected with us on LinkedIn.

The Story of RDC, Inc.Read the story of how RDC, Inc. partnered with us to bring a significant development project to District 15 in Pittsburgh.

Manage Payments Fraud – Our Positive Pay solutions can help you to identify checks that are potentially fraudulent as well as prevent revenue loss

Benefits Consulting Group – Our Benefits Consulting Group focuses on uncovering and implementing sound strategies that empower companies to secure cost savings, improve overall performance and increase efficiencies. Find out how.