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Compare Personal Bank Checking Options

 

All of our checking accounts come equipped with the following tools1:

Online Banking and BillPay
Customized account alerts
Online financial management tool
Access to Android PayTM, Apple PayTM or Samsung PayTM
App to pay bills, deposit checks and more
SecurLOCKTM Equip app to control your debit card

 

Choose up to 3 accounts to compare:

 

Hometown Checking

Open Account
More Info

Hometown Checking 
+ Interest

Open Account
More Info

Hometown Checking 
+ Interest + Solutions
 

Open Account
More Info

SmartPay Card
 

Open Account
More Info

Online and Mobile Details
Person-to-Person Transfers $.50 each $.50 each Free $.50 each
External Account Transfers Free Free Free Free
Expedited Bill Payment Up to $19.95 Up to $19.95 Up to $19.95 less 25% discount2 Up to $19.95
Overdraft Protection
Free Overdraft Protection Transfers with a linked Hometown Savings3       Will not incur overdraft fees
Overdraft Protection Transfers from any other linked FCB Account3 (including lines of credit) $15 per day $15 per day Free
Debit Card Benefits
World DebitTM Mastercard®        
Standard Debit Card        
SmartPay Card        
Additional Features
Interest Bearing  
See rates in your area

See rates in your area 
 
More than 55,000 Surcharge Free ATMs Nationwide4        
Check writing Unlimited Unlimited Unlimited None
Pricing
Minimum Opening Deposit $50 $50 $50 $25
Monthly Service Charge $2 $5  $10 $5
Options to waive the monthly service charge Enroll in eStatements $1,000 or more in deposits per statement cycle

 

$2,000 or more in deposits per statement cycle 

 

None
Additional Details

View Features & Fees

View Features & Fees

View Features & Fees

View Features & Fees

 

 View The Schedule of Service Fees

 

1 We don't charge for these services but standard message, data, and internet service provider rates may apply so check with your carriers.
2 Hometown Checking + Interest + Solutions will receive a 25% discount on all Expedited Bill Payments, the fee for which is $19.95 or less. Discount may be applied to account as a monthly refund on your statement.
3 Overdraft transfer services are limited to the available balance in the linked account. Add Overdraft Protection by calling 800-711-BANK (2265) or visiting a community office near you. 
4 Free access to all First Commonwealth Bank, Allpoint® and Freedom Alliance Network ATMs.