Compare Personal Checking Options

All of our checking accounts come equipped with digital tools for total access banking anytime, anywhere on any device¹:

¹ We don't charge for these services, but standard message, data, and internet service provider rates may apply so check with your carriers.

² To send or receive money with Zelle^®, both parties must have an eligible checking or savings account.

³ Hometown Checking Premium will receive a 25% discount on all Rush Bill Payments, the fee for which is $34.95 or less. Discount will be applied to account as a refund on your statement. 

⁴ Overdraft transfer services are limited to the available balance in the linked account. If the funds are not available in the linked account, the $35.00 fee for Non-Sufficient Funds or Overdraft may be assessed per item, up to 4 per day. Add Overdraft Protection by calling 800-711-BANK (2265) or visiting a community office near you. 

⁵ Any outstanding balance on a Line of Credit used for Overdraft Protection will accrue interest in accordance with the terms of the Line of Credit loan agreement.  For questions, or to request a copy of your Line of Credit loan agreement, call 800-711-BANK (2265) or visit a community office near you.

⁶ The Confidence Card is an eco-friendly debit card, made from plastic that would have otherwise ended up in our oceans.

⁷ Qualify for Relationship Rates on a Relationship Money Market account when the primary or joint owner on the Relationship Money Market is also a primary or joint owner on a Hometown Checking Premium account.

⁸ Enjoy a rate discount on your First Commonwealth home equity loan or personal loan when you set up automatic payments from your First Commonwealth checking account.

⁹ Free access to all First Commonwealth Bank, Allpoint^TM and Freedom Alliance^TM Network ATMs. Mastercard Cross Border fees for international transactions may apply.

¹⁰ We will waive all non-network ATM fees, including cash withdrawals, deposits, transfers and inquiries completed at a non-network ATM for Hometown Checking Premium accounts. We will also waive the first five (5) non-network ATM cash withdrawal fees per calendar month, based on the transaction posting date, for Hometown Checking Plus accounts. You will be responsible for any additional fees charged by the owner of a non-network ATM as well as any international transaction or other fees charged by the network.

¹¹ Customer-initiated transactions, including deposits and withdrawals, will be counted on the date that they post and clear the account. If the transaction is conducted in one statement cycle and posts to the account in the following statement cycle, then the transaction will be counted in the statement cycle of the final posting. Bank initiated transactions such as fee assessments/refunds and promotional credits do not count towards the waiver.

¹² A core deposit relationship balance includes another checking, savings, money market account or club account that shares a primary or joint owner with the Hometown Checking Premium or Hometown Checking Plus accounts. 

Zelle and Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.