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Borrow with Confidence

The right options at a rate you can afford.

Personal Loans

Personal loans and lines of credit that don't require collateral (like a home) are sometimes just what you need to continue on your financial journey. Start by knowing what you will use your personal bank loan for and then find one that has an interest rate you can afford. Check out the information below or see if one of our Personal Credit Cards is a better fit.

Personal Loan Rates & Features:

  • Choose from fixed or variable interest rates and terms from 1 to 5 years
  • With a fixed rate loan, enjoy a rate discount when you select automatic payments from your First Commonwealth Checking account
  • Credit Life Insurance and Credit Disability Insurance are available for Pennsylvania borrowers

Personal Access Line of Credit Features & Benefits:

  • Available for credit lines from $1,000 to $35,000
  • Access your funds by check, phone, online, or at a First Commonwealth office
  • Use your line as overdraft protection for your First Commonwealth checking account
  • Set up automatic payments from your First Commonwealth checking account so you never miss a beat
  • Credit Life Insurance and Credit Disability Insurance are available for Pennsylvania borrowers
  • Rates are based on Wall Street Journal Prime Rate

Check out this calculator to see if consolidating your payments into a personal loan will make sense for you