Home Mortgages

Finding the right home isn’t always easy. Fortunately finding the right mortgage loan with a competitive fixed rate that works for your budget and needs can be. Let’s talk and find the right one for you. We also have a new home toolkit from the CFPB.

• Interest rates may be lower than a fixed loan rate initially, allowing you to afford more on your mortgage loan, but they can fluctuate over time
• Adjustable Rate Mortgage loans feature interest rates that move up and down based on the changes of an underlying interest rate index, which is usually the prime rate
• Adjustable Rate Mortgage interest rates usually have caps or limits on how high it can move in a given period, but your rate can change multiple times during a year

We have a few tools to help you understand the difference between fixed and adjustable rate mortgages.

Buying your first home is a big deal, which is why we make a big deal out of helping you buy yours with confidence, so the home you love is the home you can afford. Learn more about our First Time Home Buyer Programs and the FHA loan options available to you.

We may not be able to help with choosing paint colors and faucets, but with the right construction loan, you can afford to build and accessorize your home to make it uniquely yours.

• Our VA loans allow for up to 100% financing, there is no down payment required
• VA loans are insured by the U.S. Department of Veteran's Affairs
• VA determines your eligibility for this program

• USDA loans are designed to provide assistance for buying properties in designated rural communities
• The maximum loan amount is up to 100% of the appraised value, with no down payment required.