; ​Risk Management and Insurance - Risk Management Strategies | First Commonwealth Bank Skip To Content
Male business owner sitting on desk
Male business owner sitting on desk

Protecting Your Business

Innovative solutions for proactively managing your benefits.

Risk & Insurance Management Services

Proactive risk management and insurance is oftentimes viewed as a simple line item expense labeled Property and Casualty Insurance and only assessed in reactionary situations. With the right risk management strategies in place, your insurance management team can provide proactive communication, benchmarking and risk management strategies that protect your business and position you for growth.

We'd love to sit down and provide a free consultation, talk through our nationwide access to carriers that get you the most comprehensive coverage at the most affordable price. Meet our team or schedule your consultation today.


Schedule Your Consultation

Our Approach to Risk Management

  • Business Interruption - period of indemnity, projecting extra expense, loss of income
  • Management Liability - employment practices, directors and officers, errors and omissions
  • Benchmarking - industry performance data, product segmentation, market share
  • Exposure Analytics - payroll analysis, asset protection thresholds, audit advocacy
  • Claims Management - risk transfer agreements, settlement advocacy, reserve analysis
  • Experience Modification - how to control your experience mod, real time mod analysis, projecting reserves
  • Compliance and Communications - employee handbooks, OSHA guideline support, return to work programs
  • Cyber Liability - claims education, technical monitoring, data breach response, defense implementation

Market Segments We Serve

  • Real Estate
  • Manufacturing
  • Contracting
  • Wholesale/ Retail
  • Hospitality
  • Transportation
  • Social Service
  • Professional Service



NOT Guaranteed by the Bank. NOT FDIC Insured. NOT a Deposit. Not Insured by any Federal Government Agency. May Lose Value including Loss of Principal.