Past NACHA Rule Updates | First Commonwealth Bank Skip To Content

Past NACHA Rule Updates

The following is a summary of NACHA rule changes that went into effect in 2021:

  • Enforcement rule change defines an egregious violation within the context of rules enforcement.
  • Same day ACH processing extended two additional hours each banking day.
  • All originating ACH transactions containing the standard entry class code WEB additional screening requirements.
  • Starting in 2021, fees will be assessed for ACH returns containing the return code R11.
  • All ACH participating financial institutions are required to maintain the contact registry with NACHA.
  • Supplementing Data Security requirement expands to include protecting account numbers used in origination.
  • Rule regarding reversals of files or entries will specifically state what is permissible.

To request a copy or to access the NACHA rules directly, please visit the NACHA site.