The promo code is automatically applied when you open your account from this page and will not be visible on your application.
Otherwise, enter promo code FCB22024 from any other page, when you open in person, or when you open by phone at 844.711.2265.
View full terms and conditions.
A personal checking account makes it easy for you to withdraw and deposit money and transfer funds. Checking accounts are ideal for holding money you wish to tap into in the short term and use for everyday expenses.
Switching banks doesn't have to be tough. Open a personal checking account with First Commonwealth Bank.
Many checking accounts on the market allow you to withdraw and deposit money, but the best banks for checking accounts offer a wide array of helpful personal checking solutions. Our personal checking account includes several important features that will help you make the most of your experience.
Use Zelle®, which offers a safe and fast way to send money to your family and friends.
Easily transfer money between your First Commonwealth accounts or accounts at other financial institutions. Set up a one-time or ongoing transfer to build up your savings.
Connect your account with Goggle PayTM, Apple PayTM, Samsung PayTM, FitBit PayTM and Garmin PayTM.
If you lose your card, the SecurLOCK EquipTM app allows you ot turn it off so no one can make withdrawals or purchases.
You can get account alerts via email or text messages.
Track expenses and set savings goals with Money Manager.
Request More Information TodayOur team would love to connect with you about our checking accounts and how we can help you meet your financial goals.
The Confidence Checking® account allow you to spend what you have in your account, so you never have to worry about overdraft fees.
The promo code is automatically applied when you open your account from this page and will not be visible on your application.
Otherwise, enter promo code FCB22024 from any other page, when you open in person, or when you open by phone at 844.711.2265.
View full terms and conditions.
We have various types of personal checking accounts to choose from to match your needs.
We are here to help you choose the right account for your financial needs.
Our customers are the reason we exist as a community bank and we love helping them achieve their financial goals. From businesses looking to expand their footprint to families looking to expand their bedrooms, we invite you to be inspired by the financial success of our customers.
If you want to learn more about how to open an account or understand the difference between our checking accounts, explore these answers to frequently asked questions.
You can get $200 with your new checking account by following these steps:
Step 1: Open a new personal checking account with a debit card from www.fcbanking.com/Checking-Promotion-fcb22024 and your promo code will be automatically applied to your application. Otherwise, enter promo code FCB22024 when starting your application from any other page on our website, when you open in person, or when you open your application by phone at 844.711.2265.
Step 2: Activate your debit card when it arrives and make 10 debit card transactions within 60 days of account opening.
We'd love to help you find out. Our account comparison below allows you to view the benefits of each account type to find the best fit for your financial life. All of our accounts come with digital solutions so you can access online banking for your checking account anytime from anywhere. Some of the standard solutions include:
| Qualifying Checking Accounts | Confidence Checking® | Hometown Checking | Hometown Checking + Interest |
Hometown Checking + Interest + Solutions |
| Overdraft Protection | ||||
| Free Overdraft Protection Transfers from a linked Hometown Savings2 |
N/A |
|||
| Overdraft Protection Transfers from any other linked FCB Account2 (including lines of credit) | $15 per day | $15 per day | Free | |
| Additional Features | ||||
| Check writing | None | Unlimited | Unlimited | Unlimited |
| Interest Bearing | ||||
| Relationship Money Market Rate Benefit6 | ||||
| Premium Debit Card Benefits7 | ||||
| 25% Discount on Rush Bill Payments8 | ||||
| Pricing | ||||
| Minimum Opening Deposit | $0 | $50 | $50 | $50 |
| Monthly Service Charge | $5 | $2 | $5 | $10 |
| Options to waive service charge | 5 or more customer-initiated transactions per statement cycle5 | Enroll in eStatements | $1,000 or more in deposits per statement cycle | $2,000 or more in deposits per statement cycle |
Eco-Friendly Plastic
Our Confidence Card is made from ocean-bound, eco friendly plastic.
Mastercard Theft ID Protection
Defend your personal information and secure your digital privacy.
Surcharge-Free ATM Access
Enjoy access to 55,000 surcharge-free ATMs worldwide with Allpoint
Opening a personal checking account with First Commonwealth Bank is simple. The promo code is automatically applied when you open your account from this page and will not be visible on your application. Otherwise, enter promo code FCB22024 from any other page, when you open in person, or when you open by phone at 844.711.2265 to complete your application. Read our full terms and conditions online and open your account with us today.
