Promotional Rate
Home Equity Loan
All terms – no closing costs/ fees
Offer is based upon first and second lien loans of $25,000 to $500,000, a loan to value up to 80% on an owner-occupied primary residence, subject to credit approval, and cannot be a purchase money mortgage. A minimum of $25,000 in new money and a direct debit of loan payment from a First Commonwealth Bank checking account are required in order for Processing and Third Party fees, ranging from $475 to $915, to be paid by Lender. Flood insurance is required where necessary on collateral property. If a deed transfer is necessary, title insurance and attorney’s fees may be required. Typical loan payment examples are as follows: if you borrow $25,000 secured by an owner-occupied home for 60 months at 6.54% APR, the monthly payment would be $489.62; or if you borrow $25,000 secured by an owner-occupied home for 240 months at 6.96% APR, the monthly payment would be $193.22. Taxes and property insurance on collateral property are required and the actual payment obligation will be greater. Consult your tax advisor about the deductibility of interest. Offer valid for applications April 1, 2025 through May 31, 2025. Offer subject to change or withdrawal at any time.
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