Promotional Rate

A 150 Day Certificate of Deposit (CD) promotion is offered with a 4.20% Annual Percentage Yield (APY) and 4.12% interest rate.  A 12 Month Certificate of Deposit (CD) promotion is offered with a 3.80% Annual Percentage Yield (APY) and 3.74% interest rate. A 20 Month Certificate of Deposit (CD) promotion is offered with a 3.00% Annual Percentage Yield (APY) and 2.96% interest rate. Interest compounded monthly; the Annual Percentage Yield (APY) assumes interest remains on deposit until maturity, any withdrawals of interest will reduce earnings. The CD will automatically renew into the applicable CD term with the interest rate offered at the time of maturity. The minimum amount required to open the promotional account is $10,000 with a maximum deposit of $500,000. The minimum amount of new money required is $10,000, which is defined as money that has not been on deposit in any First Commonwealth Bank account in the last 30 days. The minimum amount required to obtain the APY is $0.01. This offer is not available for renewals, institutional investors, or public fund accounts. However, it is available for Traditional and Roth IRA CDs, subject to the client’s contribution eligibility and per all IRS rules. Consult your tax advisor for IRA restrictions. APY of 4.20% and interest rate of 4.12% is accurate for the 150 Day CD, APY of 3.80% and interest rate of 3.74% is accurate for the 12 Month CD, and APY of 3.00% and interest rate of 2.96% is accurate for the 20 Month CD as of October 10, 2025. The account is FDIC insured up to the maximum allowable limit. For more information about FDIC insurance limits please visit https://www.fdic.gov/deposit/deposits/. Fees may reduce earnings on the account. Penalty for early withdrawal may apply.  Offer valid for accounts opened October 10, 2025 through November 20, 2025.  Offer subject to change or withdrawal at any time.

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