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Get Ready to Consolidate with Our Best Rate

If your to-do list includes tackling projects that will add more space to your place, we're ready to help with our home equity loan special available for 5, 10 or 15 year terms. With our home equity loans, you won't pay closing costs or processing fees1, and you can apply the way you prefer. 

Special Home Equity Installment Loan First or Second Lien Up to 15 Years
Term APR as low as: monthly payment/$1,000
5 years 2.29%1 $17.65
10 years 2.99%1 $9.65
15 Years 3.24%1 $7.02

Apply Online

By using the equity in your home, you can bundle high-interest bills into one monthly payment at a lower rate and add a little breathing room to your budget. Start your online application, schedule an appointment to apply in person, or call us at 844-711-2265.

How Equity Works


Home Equity Line of Credit Options

If a home equity loan is not the right option for your consolidation needs, we also have a special on home equity lines of credit. Follow the links above to start your application or learn more about home equity lines of credit, which are also available without closing costs or processing fees.1

1 Offer is based upon first and second lien loans of $25,000 to $500,000, a loan to value up to 80% on an owner-occupied primary residence, subject to credit approval, and cannot be a purchase money mortgage. Your actual Annual Percentage Rate (APR) may be higher based on a review of your credit application. In order to receive the offered rate, a minimum of $25,000 in new money and a direct debit of loan payment from a First Commonwealth Bank checking account are required. Otherwise, your rate will be higher.  Processing and Third Party fees ranging from $475 to $915 will be paid by Lender. Flood insurance is required where necessary on collateral property.  If a deed transfer is necessary, title insurance and attorney’s fees may be required.   Typical loan payment examples are as follows:  if you borrow $25,000 secured by an owner-occupied home for 60 months at 2.29% APR, the monthly payment would be $441.37; or if you borrow $25,000 secured by an owner-occupied home for 120 months at 2.99% APR, the monthly payment would be $241.29; or if you borrow $25,000 secured by an owner-occupied home for 180 months at 3.24% APR, the monthly payment would be $175.55.  Taxes and property insurance are required on collateral property and the actual payment obligation may be greater.  Consult your tax advisor about the deductibility of interest.  Other rates and terms are available.  Offer valid for applications January 3, 2022 through March 31, 2022.  Offer subject to change or withdrawal at any time.