Enhancing Protection and Value: Addressing Coverage Gaps and Savings Through Personal Client Review

During a recent private client review, Teresa uncovered a critical gap in coverage for valuable artwork belonging to her client and FCB colleague. While artwork is often a prized possession, standard insurance policies may not provide adequate protection for its full value in case of loss or theft. Recognizing this potential vulnerability, Teresa was able to address the gap and provide the necessary coverage. This move guaranteed that the valuable pieces would be safeguarded at their full value. In continuing the conversation, Teresa was also able to identify policy savings for the client, as well, by realizing a recent home renovation would entitle them to reduced premiums. For our personal lines team, private client reviews go beyond routine checklists – they are opportunities to truly understand each client's unique situation and tailor insurance solutions that provide the utmost protection and value.