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Personal Banking

FlexChoice™ - Home Equity Line of Credit

At First Commonwealth, you have the power to get funding for your goals … on your terms. We know what fits today could be different tomorrow, or next year.  That’s why FlexChoice gives you the control and flexibility to always maintain a perfect fit. It’s our newest home equity line of credit account. Apply online today!

FlexChoice Benefits for You FlexChoice Features from First Commonwealth
Savings
  • Competitive rates
  • Credit lines beginning at $10,000
  • Free checks
Convenience
  • Lock in your rate on up to 100% of your credit line – anytime!
  • Quick approval process
  • Closing when and where you want
  • Your choice of flexible payment options: Interest-only OR Principal-reduction
  • Easy access: write a check or access your account online
  • Manage your account from your home, office … anywhere, anytime
Tax Benefits
  • Finance up to 90% of your home equity
  • Interest paid may be deductible from your federal income tax (please consult your tax advisor for details specifically related to your tax situation)
Control
  • Easy-to-understand terms
  • Simple, easy-to-read statement
  • Use as a revolving line of credit for yourself: as your FlexChoice account is repaid, funds are immediately available for other purposes you have in mind
Security
  • Automatic withdrawals can be set up from your First Commonwealth deposit account, so you never miss a payment
  • Access your account through First Commonwealth’s secure online banking (WebBank)
  • Credit Life Insurance available

You’re in control of your finances. Now, FlexChoice makes it a little easier. To find out more about how a FlexChoice line of credit can put you in charge, call 1-800-711-BANK (2265), or stop into any of First Commonwealth’s convenient locations.

Need assistance?  Check out our convenient online calculators.