Home Equity Line Of Credit

FlexChoice From First Commonwealth Bank

At First Commonwealth Bank, you have the power to get funding for your goals, on your terms, through a low interest home equity line of credit (HELOC). We know what fits today could be different tomorrow, or next year. That’s why FlexChoice gives you the control and flexibility to always maintain a perfect fit. It’s our newest home equity line of credit account.

Whether you’re embarking on a home improvement project, funding a new car, or looking to refinance your home loan, our home equity lines of credit help you meet your financial objectives.

Read about all the benefits FlexChoice has to offer below. If you're ready to get started with a low interest home equity line of credit, stop by one of our convenient branch locations or call 1-800-711-BANK (2265) to speak with one of our banking experts in Pittsburgh, Columbus, and across Western PA and Central Ohio.

Need assistance? Check out our online calculators.

FlexChoice Benefits

FlexChoice Benefits for You FlexChoice Features from First Commonwealth Bank


  • Competitive rates
  • Credit lines beginning at $10,000
  • Free checks


  • Lock in your rate on up to 100% of your credit line – anytime!
  • Quick approval process
  • Closing when and where you want
  • Your choice of flexible payment options: Interest-only OR Principal-reduction
  • Easy access: write a check or access your account online
  • Manage your account from your home, office…anywhere, anytime

Tax Benefits

  • Finance up to 89.90% of your home equity
  • Interest paid may be deductible from your federal income tax (please consult your tax advisor for details specifically related to your tax situation)


  • Easy-to-understand terms
  • Simple, easy-to-read statement
  • Use as a revolving line of credit for yourself: as your FlexChoice account is repaid, funds are immediately available for other purposes you have in mind


  • Automatic withdrawals can be set up from your First Commonwealth deposit account, so you never miss a payment
  • Access your account through First Commonwealth’s secure online banking
  • Credit Life Insurance available
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