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Personal Banking

A Smart Way to Borrow

Home EquityHome Equity

    With limited time great rates on a Home Equity Line of Credit or Home Equity Loan, there’s no better time to borrow for what you need.
  • Debt consolidation
  • Home improvements
  • New car
  • Tuition payments
  • Vacation or special event
  • Unplanned expenses

Talk with us today about this limited time special introductory offer. Find a location near you or give us a call us at 800.711.BANK (2265).

1After the 1.00% Annual Percentage Rate (APR) 6 month introductory period, the APR will be a variable rate based on Wall Street Journal Prime Rate (3.25% current as of January 14, 2015) plus or minus a margin with a minimum of 2.99% and maximum rate of 18%. Offer is based upon loans up to $500,000, a loan to value less than 90% on an owner-occupied primary residence, subject to credit approval, and cannot be a purchase money mortgage. A minimum of $10,000 in new money and direct debit of payment from a First Commonwealth Bank checking account is required. Processing fee of $75 is waived. An appraisal, if required, and other Third Party fees will range from $400 to $840. An early termination fee may apply. An Annual Fee of $25 will be charged to your credit line. Property insurance is required. Consult your tax advisor about the deductibility of interest. Other rates and terms are available. Offer subject to change or withdrawal at any time.

2Offer is based upon first lien loans up to $500,000, a loan to value up to 80% on an owner-occupied primary residence, subject to credit approval, and cannot be a purchase money mortgage. Your actual APR may be higher based on a review of your credit application. A minimum of $10,000 in new money and direct debit of payment from a First Commonwealth Bank checking account is required. Processing fee of $75 is waived. An appraisal, if required, and other Third Party fees will range from $400 to $840. Property insurance is required. Consult your tax advisor about the deductibility of interest. Repayment example: monthly payment for each $1,000 borrowed at 2.61% APR for 60 months is $17.78; for each $1,000 borrowed at 3.20% APR for 120 months is $9.74; for each $1,000 borrowed at 4.00% APR for 180 months is $7.39. Payment does not include taxes and insurance, and if applicable the actual payment obligation will be greater. Other rates and terms are available. Offer subject to change or withdrawal at any time.