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Personal Banking

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Because she matters most.

At First Commonwealth Bank, we understand that every individual's financial needs and goals are unique. Because of this, we go beyond traditional banking to help our clients prioritize and assess their financial needs. This dynamic process ensures that you get the most out of the many products and services First Commonwealth has to offer.

Checking

Checking Account

Which is better, free checking or checking with a high interest rate? Only you can decide!. All accounts come with ATM access, automated phone service, free WebBank and free BillPay.

Overdraft Regulations

Managing your checking account to avoid overdrafts or debit card declines can be overwhelming and confusing. We’re here to provide clear information and tools to make your banking hassle-free.

Check Card

It looks like a credit card, is accepted at millions of merchants and over 820,000 ATMs worldwide, yet the funds come directly from your checking account. What could be easier?

Bank by Phone

All you need is a touch-tone telephone and you can transfer funds between checking and savings, transfer funds from your line of credit, place a stop payment on a check and more!

Online Banking

All the convenience and security of accessing your account information online!

Savings

Savings Account

With several savings options to choose from, we can help you earn the most for your money.

Tower Savers

We’re raising a financially smarter generation with this savings option which promotes financial literacy for children and teens.

Certificates of Deposit

Competitive rates and flexible terms to help you meet your investment goals.

Coverdell Education Savings Account

The convenience of a tax exempt option to help save for your child’s college education.

Individual Retirement Accounts

Roth or traditional IRA? We make it easy for you to decide with a side-by-side comparison.

Loans

Home Equity Loans

Need money for that home repair or addition? Use the equity you’ve built up in your home as collateral.

Home Equity Lines of Credit

Enjoy the flexibility of having the money there when you need it with this convenient line of credit.

Personal & Unsecured Loans

Borrowing money shouldn’t be a hassle. Get same-day answers on approvals for fixed or variable rate loans.

Mortgage Loans

First Commonwealth Home Mortgage offers great rates whether you’re buying or refinancing a home. Plus, resourceful tools to help make your buying decision easier.

Automobile Loans

Ready to make that new car purchase? See us first for your financing options.

More Services

Senior Accent Club

Here's an innovative, personalized banking club created to give those age 50 and better the financial services they need. Enjoy free club checks, free money orders and single signature travel checks….

Protection and Savings Benefits

We all could use a little extra savings and peace of mind.

WorkSmart Banking

Keeping up with the daily routine can be hard.  Doing your banking shouldn’t be.