Personal Banking
Checking Account Comparison
First Commonwealth is home in 112 communities and now our checking accounts provide the same hometown touch. Whether you are looking for a free or an interest-bearing account, we have one that’s right for you.
And now we offer FREE ATM access at more than 55,000 locations worldwide! Unlike other banks, First Commonwealth has no checking account minimum balance requirements for fee-free ATM access! Simply use any First Commonwealth, Allpoint or Freedom Alliance ATM and your transaction will be fee-free!
Home Free Checking*
- A totally free checking account with many of the perks you want, including no balance requirements
Hometown Checking*
- Competitive interest rate that adds up
- Direct deposit gives you immediate access to your payroll checks – the ultimate convenience
- Receive three free transactions per month at non-First Commonwealth Bank ATMs with a minimum daily balance of $1,500
Hometown Checking Plus
- Earn a competitive interest rate on your account balance – increase your balance, increase your interest rate
- Free Select checks for life
- A 50% discount (up to $15) on a safe deposit box
- Receive three free transactions per month at non-First Commonwealth Bank ATMs with a minimum daily balance of $1,500
Senior Accent Checking Plus
- Earn a competitive interest rate on your account balance
- Enjoy free club checks
- Discounts on safe deposit boxes, no-fee Money Orders and Traveler’s Checks (where available)
Obtain an account recommendation
Reorder checks online
Online Switch Kit makes switching to First Commonwealth simple
* Customer purchases checks.


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