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Free Checking Account Online at First Commonwealth Bank

Free Checking Account Online

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Say No To Fees With A Free Checking Account

Looking for a free checking account? With Hometown Checking, you never have to worry about fees getting in the way of managing your money. Our checking accounts are packed full of powerful features and solutions but with no maintenance fees or requirements. And with a free savings account automatically connected to your checking account, you're already set up for transfers to cover any accidental overspending.

Want even more features? We have optional upgrades that get you shopping protection, discounts on expedited bill payment and tiered interest rates. Compare all of our checking accounts and use our checking account finder to choose the one that's right for you. You can even download our easy-to-use switch forms to make switching your accounts easy. Learn more below about our checking account options.

Learn more below about checking accounts from First Commonwealth Bank. If you're ready to leave banking fees behind, open an account online today or stop by one of our convenient locations to get a free checking account in Pittsburgh, Altoona, Johnstown, Greensburg, DuBois, Indiana and across Western PA. Or call 1-800-711-BANK to speak with one of our banking experts.

If you're ready to leave banking fees behind, open a free checking account online with us today. You can also stop by one of our convenient locations to get a free checking account in Pittsburgh, Altoona, Johnstown, Greensburg, DuBois, Indiana or elsewhere in Western PA.

Current First Commonwealth Bank checking customers can re-order their checks online.

Learn About All of Our Checking Account Options

Optional Upgrades and Add-Ons

  • Solutions Package
    • All of the benefits of our Hometown Checking PLUS free person-to-person payments (Click on the Pay a Person tab to watch a demo on how it works), account-to-account transfers, overdraft protection transfers and discounts on expedited bill payment solutions. Includes a World Debit™ MasterCard®, with premium shopping and security benefits so you’re backed by MasterCard’s exceptional service commitments and ID theft resolution service for better peace of mind. Upgrade for FREE with $1,000 in monthly deposits OR $5,000 combined balance. Otherwise, only $5 per month.
    • Compare all of our payment solutions to find the right one for you and open an account online today. It only takes 10 minutes!.
  • Interest Package
    • All of the benefits of our Hometown Checking PLUS a competitive, tiered interest rate applied to your monthly balances. Upgrade for FREE with $1,000 in monthly deposits OR $5,000 combined balance. Otherwise, only $5 per month.
    • Compare all of our payment solutions to find the right one for you and open an account online today. It only takes 10 minutes!.
  • SmartPay Card
    • The SmartPay Card is a checking account packaged into a sleek card that provides the control and certainty that goes with only spending money you have. You can fund your card anytime your balance is low or depleted, but you can’t incur overdraft fees, which means you have maximum spending control and peace of mind. Use it anywhere MasterCard® is accepted or as an ATM card at more than 55,000 surcharge-free ATMs.
    • Compare all of our payment solutions to find the right one for you and open an account online today. It only takes 10 minutes!.

* Standard message, data and internet service provider rates may apply.
** To qualify for this service, customers must have a 30-day established relationship with First Commonwealth Bank and active checking account status.

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