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Hometown Checking Account Online


Looking for a checking account? With Hometown Checking, you can manage your money anytime, anywhere. Our checking accounts are packed full of powerful features and solutions for your on-the-go life. And with a savings account automatically connected to your checking account, you're already set up for transfers to cover any accidental overspending and overdrafts. Open an account online today.

Learn About All of Our Checking Account Options

  • Hometown Checking
    • No minimum deposit or balance requirements. The $2 monthly maintenance fee is waived with eStatement enrollment.
    • Hometown Savings account linked to checking account – a great way to save and to protect against unexpected overspending.
    • Free Mobile Banking1 – download the app or sign up for text alerts to bank on the go.
    • Free Mobile Deposit1 – enroll2, download the app and use your smartphone to deposit checks.
    • Free Online Banking and BillPay1 – check balances and view your transactions, pay bills and make transfers.
    • First Commonwealth Bank MasterCard® Debit Card – Use it as an ATM card to obtain cash 24 hours a day, 7 days a week or use it as a debit card and pay for your purchases anywhere MasterCard® is accepted or displayed.
    • Surcharge-free access to 55,000 ATMs – access them through the First Commonwealth, Freedom Alliance and Allpoint networks.
    • Paper or eStatements
    • Compare all of our payment solutions to find the right one for you and [Get Checking Online Today!]. It only takes 10 minutes!
    • For additional Hometown Checking information, view our Hometown Checking Summary Disclosure or download a complete Schedule of Service Fees.

Optional Upgrades and Add-Ons

  • Solutions Package
    • All of the benefits of our Hometown Checking PLUS free person-to-person payments (Click on the Pay a Person tab to watch a demo on how it works), account-to-account transfers, overdraft protection transfers and discounts on expedited bill payment solutions. Includes a World Debit™ MasterCard®, with premium shopping and security benefits so you’re backed by MasterCard’s exceptional service commitments and ID theft resolution service for better peace of mind. Upgrade for FREE with $1,000 in monthly deposits OR $5,000 combined balance. Otherwise, only $5 per month. Paper and eStatements are available.
    • Compare all of our payment solutions to find the right one for you and open an account online today. It only takes 10 minutes!
  • Interest Package
    • All of the benefits of our Hometown Checking PLUS a competitive, tiered interest rate applied to your monthly balances. Upgrade for FREE with $1,000 in monthly deposits OR $5,000 combined balance. Otherwise, only $5 per month. Paper and eStatements are available.
    • Compare all of our payment solutions to find the right one for you and open an account online today. It only takes 10 minutes!
  • SmartPay Card
    • The SmartPay Card is a checking account packaged into a sleek card that provides the control and certainty that goes with only spending money you have. You can fund your card anytime your balance is low or depleted, but you can’t incur overdraft fees, which means you have maximum spending control and peace of mind. Use it anywhere MasterCard® is accepted or as an ATM card at more than 55,000 surcharge-free ATMs.
    • Compare all of our payment solutions to find the right one for you and open an account online today. It only takes 10 minutes!

1Standard message, data and internet service provider rates may apply.
2 To qualify for this service, customers must have a 30-day established relationship with First Commonwealth Bank and active checking account status.

©2015 First Commonwealth Bank; 601 Philadelphia St., Indiana, PA 15701
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