Certificate of Deposit and IRA Specials
Saving the money you'll want soon just got easier with our limited-time CD rates. Our certificates of deposits are FDIC-insured and available with balances as low as $2,500.
1A 17 Month CD and IRA promotion is offered with a 1.65% Annual Percentage Yield (APY) and 1.64% interest rate - accurate as of January 11, 2018.
2 A 29 Month CD and IRA promotion is offered with a 2.10% Annual Percentage Yield (APY) and 2.08% interest rate - accurate as of January 11, 2018.
3 The minimum amount required to open these promotional accounts and to obtain the APY is $2,500 with a maximum deposit of $249,000 per account. Funds to open these promotional accounts must be all new money, which is defined as money that has not been on deposit in any First Commonwealth Bank account in the last 30 days. These offers are not available for renewals, institutional investors, corporate funds or public fund accounts. However, they are available for Traditional and Roth IRA CDs, subject to the client’s contribution eligibility and per all IRS rules. Maximum annual IRA contribution limit for those under age 50 is $5,500 for tax years 2017 and 2018. For those aged 50+, a $1,000 additional catchup contribution is allowed, for a total annual IRA contribution limit of $6,500. Fees may reduce earnings on the accounts. Penalty for early withdrawal may apply. Offers subject to change or withdrawal at any time.