Ohio Mortgage Rates - Columbus
If you're looking to buy or refinance a home in Columbus, Ohio, knowing the current mortgage rates can help you make the best financial decisions. Mortgage rates change based on various factors, so it can be challenging to figure out what you will pay. Seeking a professional lender like First Commonwealth Bank can give you the best idea of your interest rate for your mortgage.
Factors That Influence Your Mortgage Rate
You'll benefit from knowing your mortgage interest rate because this number can help determine the properties within your price range. When you only shop for those houses, you can save time and streamline the house hunting process. Some factors that might impact your Ohio mortgage rate include:
- Credit score: A higher credit score can potentially lower your interest rate.
- Home location: Various locations can lead to different rates and programs in the Columbus Market
- Home price and loan amount: The price and loan amount can lead to various rate options based on the loan program chosen
- Down payment: The size of your down-payment could have a direct impact on your rate and loan program.
- Interest rate type: Fixed rates stay the same while adjustable rates mortgages (ARMS) provide specific fixed rate periods, over a certain duration, and then the rate will adjust over the life of the loan.
- Loan type: Most lenders offer various loans with different terms to meet borrowers' goals
Competitive Mortgage Rates From First Commonwealth Bank
At First Commonwealth Bank, we're big enough to offer various mortgage types with varying rates to suit every lender. We're also small enough to care about finding you the best loan and mortgage rate for your situation. You can become financially confident by working with our team to choose a mortgage and rate that works for you.
Ready for a customized mortgage quote from our Columbus, Ohio, mortgage team? Let's get started. Contact any of our teammates below and we'll be happy to share more information about our mortgage rates and solutions available for you.
Our Columbus, OH Mortgage Team
No matter where you're looking to buy or build in the Columbus, Ohio, market, our team of mortgage loan originators is just a call, email or text away. And we love nothing more than connecting with our neighbors to help them build the home of their dreams, buy their first home or refinance an existing property.
To connect with Antonio, Linda, Nancy or Natalie directly, just tap on their contact information. To read their full bio and customer reviews, select their name.
As we work with you throughout the mortgage process, we'll be relentless in making sure you understand the process, know what we are looking for when it comes time to apply and share educational resources along the way so you are always confident in your decision. We've highlighted a few of our favorite resources below.
Why Choose First Commonwealth Bank for Your Mortgage?
When looking for a mortgage, you want to be able to trust that your lender will provide the best solution for your situation. You also want a lender who will ensure you understand every step of the process. When you work with First Commonwealth Bank, you get:
- Competitive rates: Our rates are comparable to those other lenders offer.
- Personalized help: You can expect to enjoy quality customer service and constant communication every step of the way.
- Accountability: We own outcomes and work to deliver results for our customers.
What Our Columbus Mortgage Customers are Saying
There's often nothing more powerful than a recommendation from a friend or family member, right? To help build your confidence in our Columbus, Ohio mortgage team and their ability to get you the best mortgage rate, check out these quotes from recent customers or view all of our mortgage customer feedback.
"Nancy was wonderful to work with. She kept me updated every step of the way along with taking her time to explain things that I had questions about. She keeps you on track and kept in touch with my realtor. She was with me every step of the way, from the application process to final closing. I greatly appreciate everything Nancy did and going above and beyond. She definitely cares about her clients and making sure everything works out for them."
"This is the third mortgage we have completed with Antonio Benton. He has always been totally professional on all evaluative parameters. His integrity and follow-through are exemplary. Although now retired, I have spent my lifetime in Pharmaceutical Marketing and Strategic Planning, I would have been blessed to have "10 Antonio Bentons" on my team. I would certainly recommend him to friends and family going forward."
"Linda was awesome! Great customer service, proactive, always returned calls, answered all of our questions thoroughly, and made our home purchase much more smooth. Would definitely recommend her to friends and family."
"My experience with Natalie Moore and First Commonwealth Mortgage was fantastic. Very competitive mortgage rates, great communications from loan app through closing. I strongly recommend Natalie and First Commonwealth. Great job guys and thank you very much!!"
Start Your Mortgage Application Today
Buying a home is a big deal, and you want to ensure you get the best mortgage for your situation so that you can rest comfortably in your new space. To help our customers feel confident, we offer personalized service and competitive mortgage rates. Whether it's time to buy your first home or move to a bigger space, we can help.
If you're ready to let us help you buy a home, begin your mortgage application process today.