Buy or Refi Mortgage Offer
Whether you're looking to buy a new home or refinance your current one, we want to help by offering $1,000 cash back1. Our mortgage loan originators are available to help walk you through the process from start to finish.
1 Earn up to $1,000 when your loan closes and funds through First Commonwealth Mortgage. To qualify for a $350 deposit to a First Commonwealth checking account a complete application must be received through First Commonwealth Mortgage. The loan must close and fund on or before March 31, 2018 to be valid for this offer. Both new account holders and existing account holders who have a checking account with First Commonwealth Bank are eligible. New account holders must open their checking account within 30 calendar days of their loan funding. The minimum amount to open a Hometown Checking account and receive the promotional credit is $50. Current account holders must present the promo voucher at a local branch within 30 calendar days of their loan funding. Reward will be credited to active checking accounts within 30 calendar days from the date of deposit account opening or voucher redemption and will be identified as Promotional Credit on your checking account statement. No minimum balance required to earn reward. Only one voucher per funded loan is redeemable. As of 12/15/17 the interest rate and APY (Annual Percentage Yield) on a Hometown Checking plus Interest Package is as follows: on daily balances from $0.00 to $499.99 the interest rate is $0.00% yielding 0.00% APY; on daily balances $500.00 to $2499.99 the rate is 0.01% yielding 0.01% APY; on daily balances $2500.00 to $9,999.99 the rate is 0.01% yielding 0.01% APY; on daily balances $10,000 and over the rate is 0.01% yielding 0.01% APY. The interest rate may change after the account is opened. Fees may reduce earnings on the account. Offer subject to change without notice. The value of the reward may be reported on Internal Revenue Service (IRS) Form 1099 and may be considered taxable income.Please consult your tax advisor regarding your specific situation.
To qualify for a $650 Lender Credit a complete application must be received through First Commonwealth Mortgage. The loan must close and fund on or before March 31, 2018 and be secured by a 1st lien to be valid for this offer. Offer is not valid for applications received through the First at Home or Medical Professional programs. The credit will be applied to the Lender Credits section of the loan Closing Disclosure. Offer subject to change without notice.