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Total access banking starts with the right checking account.

Our First Commonwealth checking accounts are the first step in getting total access banking that keeps you connected to your finances from anywhere you are, anytime you want, on any device you have. Plus if you open a First Commonwealth Bank checking account by July 30, 2021 you're automatically entered to win 1 of 8 pairs of AppleTM Airpods1.


All of our Personal Hometown Checking accounts feature:

  • Free overdraft protection2 available from a linked Hometown Savings account
  • Free contactless debit card
  • Free digital banking access to pay bills, transfer money, deposit checks and more from any device3
  • Send and receive money for free with Zelle®4
  • Money Manager online financial management tool
  • Access to Apple Pay™, Android Pay™ Samsung Pay™3, Fitbit PayTM and Garmin PayTM
  • Free external account transfers
  • 55,000 surcharge-free ATMs5
  • Buy Back of your unused checks and debit cards from you current account at another financial institution6
  • Customized account alerts

Looking for business checking solutions?

If you're looking for business checking solutions, we have business account options that include 500 free items per month7, a free business debit card8 and no monthly service charge. Plus all of our business checking accounts include access to Treasury Management services, FDIC insurance for deposits up to $250,0009 and online and mobile banking3.

Learn more about our business checking accounts.