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A simple checking account for everyone


Our First Commonwealth checking accounts offer powerful features and smart solutions that you need from a bank account. Plus if you open a First Commonwealth Bank checking account by April 24, 2020 you're automatically entered to win 1 of 8 smart watches1.


All of our Personal Hometown Checking accounts feature:

  • Free overdraft protection2 available from a linked Hometown Savings account
  • Unlimited check writing
  • Online Banking and BillPay3
  • App to pay bills, deposit checks and more3
  • 55,000 surcharge-free ATMs4
  • Money Manager online personal financial management tool
  • Customized account alerts
  • Access to Apple Pay™, Android Pay™ and Samsung Pay™3

Open a personal account today

Looking for business checking solutions?

If you're looking for business checking solutions, we have business account options that include 500 free items per month5, a free business debit card6 and no monthly service charge. Plus all of our business checking accounts include access to Treasury Management services, FDIC insurance for deposits up to $250,0007 and online and mobile banking3.

Learn more about our business checking accounts.