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Switch to a bank that cares about you and helps you support your favorite local business.

We're Making it Easy to Support Businesses You Love

When you open a First Commonwealth Bank personal or business checking account between now and September 25, 2020, you're automatically entered into our weekly drawings for one of 80 $150 gift cards to a local business of your choice1. It's a great way to get a checking account filled with contactless features and support your favorite restaurant, shops and businesses. 

All of our Personal Hometown Checking accounts feature:

  • Free overdraft protection2 available from a linked Hometown Savings account
  • Unlimited check writing
  • Online Banking and BillPay3
  • App to pay bills, deposit checks and more3
  • 55,000 surcharge-free ATMs4
  • Money Manager online personal financial management tool
  • Customized account alerts
  • Access to Apple Pay™, Android Pay™ Samsung Pay™3, Fitbit PayTM and Garmin PayTM

We are proud to award our customers $150 gift cards to support these businesses:

Looking for business checking solutions?

If you're looking for business checking solutions, we have business account options that include 500 free items per month5, a free business debit card6 and no monthly service charge. Plus all of our business checking accounts include access to Treasury Management services, FDIC insurance for deposits up to $250,0007 and online and mobile banking3.

Learn more about our business checking accounts.

1 First Commonwealth Bank Checking Sweepstakes

Official Rules


SWEEPSTAKES ENTRY PERIOD: The First Commonwealth Bank Checking Sweepstakes (“Sweepstakes”) begins August 1, 2020 at 12:00 a.m. EST and ends September 25, 2020 at 11:59 p.m. EST (“Sweepstakes Entry Period”).

The weekly drawings will be based on entries from the following periods:

Week #1 – August 1, 2020 at 12:00 a.m. EST and ending August 7, 2020 at 11:59 p.m. EST
Week #2 – August 8, 2020 at 12:00 a.m. EST and ending August 14, 2020 at 11:59 p.m. EST
Week #3 – August 15, 2020 at 12:00 a.m. EST and ending August 21, 2020 at 11:59 p.m. EST
Week #4 – August 22, 2020 at 12:00 a.m. EST and ending August 28, 2020 at 11:59 p.m. EST
Week #5 – August 29, 2020 at 12:00 a.m. EST and ending September 4, 2020 at 11:59 p.m. EST
Week #6 – September 5, 2020 at 12:00 a.m. EST and ending September 11, 2020 at 11:59 p.m. EST
Week #7 – September 12, 2020 at 12:00 a.m. EST and ending September 18, 2020 at 11:59 p.m. EST
Week #8 – September 19, 2020 at 12:00 a.m. EST and ending September 25, 2020 at 11:59 p.m. EST

This Sweepstakes is sponsored by First Commonwealth Bank (“Sponsor”). By entering, you agree to comply with official rules, including all eligibility requirements.

ELIGIBILITY: Sweepstakes is open to legal residents of Pennsylvania and Ohio who are 18 years of age or older at the time of entry and live in the following counties: Pennsylvania (Allegheny, Armstrong, Beaver, Bedford, Blair, Butler, Cambria, Cameron, Centre, Clarion, Clearfield, Clinton, Columbia, Crawford, Cumberland, Dauphin, Elk, Erie, Fayette, Franklin, Fulton, Greene, Huntingdon, Indiana, Jefferson, Lancaster, Lawrence, Lycoming, McKean, Mercer, Montour, Mifflin, Northumberland, Snyder, Somerset, Union, Venango, Washington, Westmoreland and York) Ohio (Ashtabula, Belmont, Carroll, Clark, Clermont, Columbiana, Crawford, Cuyahoga, Delaware, Fairfield, Fayette, Franklin, Geauga, Hamilton, Jefferson, Knox, Lake, Licking, Logan, Lorain, Madison, Mahoning, Marion, Medina, Montgomery, Morrow, Muskingum, Portage, Richland, Stark, Summit, Trumbull, Tuscarawas, Union and Wayne). Offer void where prohibited by law. Ten winners will be chosen from that week’s submissions. Employees of First Commonwealth Bank (the “Sponsor”), its subsidiaries and affiliates, advertising and promotion agencies and members of their immediate families (parents, siblings, children, and each of their respective spouses and those living in the same household whether or not related) are not eligible to enter or win. This Sweepstakes is subject to all federal, state, and local laws.

HOW TO ENTER: There are two (2) ways to enter:

  • Method #1 (“Automatic Entry”): To qualify for automatic entry into this Sweepstakes, open a new personal or business checking account. The account must meet First Commonwealth Bank’s standard new account eligibility and documentation requirements and must have a positive balance as of the date of the drawing. If the account has multiple owners, only the first client named in the account title will be entered into the drawing. Trust, public funds and estate accounts are not eligible for the sweepstakes. For business accounts, prize will be awarded to an authorized signer on the account. The entry date is the date on which the account opening is processed, which may not be the same as the day when an account opening application is completed. All entries submitted via Method #1 must be received during the Sweepstakes Entry Period.
  • Method #2: Legibly print: "First Commonwealth Bank® Checking Sweepstakes,” your full legal name, your mailing address, your e-mail address, your county of residence, and your daytime telephone number on a 3X5 inch card and mail the card in an envelope with postage affixed to First Commonwealth Bank® Checking Sweepstakes, 110 Riverbend Ave, Powell, OH 43065. Your entry date is the date First Commonwealth Bank receives your entry at this address. All mail-in entries must be hand printed, mailed separately and bear sufficient postage. Any incomplete or mechanically reproduced entries will be disqualified, as well as entries not meeting the above criteria. Mailed entries must be received prior to the end of the Sweepstakes Entry Period. (The last drawing is on the last day of the Sweepstakes Entry Period, so an entry postmarked that day has no chance of winning.)

All entries will only be eligible for the drawing on their entry date. Limit of one entry per person for Sweepstakes Entry Period. All entries become property of the Sponsor and will not be returned or acknowledged. The Sponsor is not responsible for lost, late, illegible, incomplete or misdirected entries or for human, technical or transmission errors which may occur in the processing of automatic entries. Ten weekly winners will be chosen from that week’s submissions.

PRIZES/ VALUES: Ten weekly winners will be chosen from that week’s submissions to receive a gift card. Each prize has a value that will not exceed $150.00. We reserve the right to substitute a cash prize of the same value.

WINNER SELECTION/ODDS OF WINNING: Ten weekly winners will be chosen from that week’s submissions. Winners will be selected by random drawing by Sponsor. All decisions of Sponsor will be final. Winners will be notified by telephone or email. Winners will be required to complete and return a Form W-9 [Request for TIN and Certification] and an Affidavit of Eligibility and Liability/Publicity Release (“Affidavit/Release”) within five (5) days of date printed on notification or the corresponding prize will be forfeited and an alternate winner will be selected at random from among all non-winning eligible entries received during the Sweepstakes Entry Period.

Odds of winning depend on the number of eligible entries divided by the number of Prizes available to be won. The prize may not be assigned or transferred.

Any attempts to circumvent eligibility requirements and claim a prize are punishable to the full extent permitted by law. If (i) Affidavit/Release or prize notification letter is returned as undeliverable, (ii) all required forms/documents are not returned or are returned partially completed, or (iii) the entry is not in compliance with these Official Rules, the corresponding prize will be forfeited and awarded to an alternate winner. Prizes will be awarded within 30 days after all documents have been received and verified. Prizes are not transferable. Acceptance of prize constitutes written permission (except where prohibited by law) to use each winner’s name, prize won and likeness for online posting and for future publicity and promotional purposes without additional compensation, approval or notification. All federal, state and local taxes on prizes are the winner’s responsibility.

CONDITIONS OF ENTRY: By participating, entrants agree to: (1) the Official Rules including all eligibility requirements and the decisions of the Judges and the Sponsor which shall be final in all respects and (2) release, discharge and hold harmless Sponsor, judges and their respective parent companies, subsidiaries, affiliates, officers, directors, and employees, including advertising and promotion agencies from any and all liability, claims, actions, injury, loss or damage of any kind arising out of their participation in the Sweepstakes and the acceptance, use or misuse of any prize awarded. U.S. law governs this Sweepstakes. Sponsor reserves the right to disqualify entrants who violate these Official Rules or interfere with this Sweepstakes in any manner. If disqualified, Sponsor reserves the right to terminate entrant’s eligibility to participate in the Sweepstakes. As a condition of entering the Sweepstakes, entrant agrees that (1) under no circumstances will entrant be permitted to obtain awards for, and entrant hereby waives all rights to claim punitive, incidental, consequential or any other damages, other than for actual out-of-pocket expenses, (2) all causes of action arising out of or connected with this Sweepstakes, or any prizes awarded, shall be resolved individually, without resort to any form of class action and shall be resolved exclusively by arbitration under the rules of the American Arbitration Association; and (3) any and all claims, judgments and awards shall be limited to actual out-of-pocket costs incurred, including costs associated with entering this Sweepstakes, but in no event attorney’s fees.

LIMITATION OF LIABILITY: The Sponsor is not responsible for printing or typographical errors in any Sweepstakes-related materials; for stolen, lost, late, misdirected, damaged, incomplete or illegible entries; or for applications that are processed late or incorrectly, or are lost due to computer or electronic malfunction. The Sponsor reserves the right to cancel, suspend or modify the Sweepstakes if fraud or technical failures compromise the integrity of the Sweepstakes as determined by the Sponsor in its sole discretion and award the prizes from among all eligible entries received prior to action taken during the Sweepstakes Entry Period. Each winner assumes all liability for any injury or damage caused or claimed to be caused, by participation in this Sweepstakes or use/misuse or redemption of prize. Sponsor is not responsible for any typographical or other error in the printing of the offer, administration of the Sweepstakes or in the announcement of any prize.

SPONSOR: First Commonwealth Bank, 601 Philadelphia Street, Indiana, PA 15701.

ANNOUNCEMENT OF WINNERS: For a list of prize winners, send a self-addressed stamped envelope by October 15, 2020 to Marketing Department, First Commonwealth Bank, 110 Riverbend Ave, Powell, OH 43065

©2020 First Commonwealth Bank, Inc. All Rights Reserved.

Member FDIC.

All other trademarks and trade names are the property of their respective owners.

2 Overdraft transfer services are limited to the available balance in the linked account. Add overdraft protection by calling 800-711-BANK (2265) or visiting a community office.

3 We don’t charge for these services, but standard message, data and internet service provider rates may apply so check with your carriers.

4 Free access to all First Commonwealth Bank, Allpoint™ and Freedom Alliance™ network ATMs.

5 Transaction items include all debits and credits. If the account exceeds 500 free monthly transactions, a fee of $.25 per item over 500 items will be assessed.

6 Overdraft/return item fees may apply

7 FDIC insurance is limited to the standard maximum deposit insurance amount of up to $250,000 per depositor category.