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Business Loans and Lines of Credit

Borrowing for the growth of your business means understanding the best options, from business lines of credit to term loans.

Business Lines of Credit

Our lines of credit give you the flexibility to borrow what you need when you need it to help your cash flow. Some common uses for business lines of credit include:

  • Covering cash shortfalls during the "ramp up" period of a seasonal business
  • Paying for expenses before a job is completed and payment is received
  • Taking advantage of reduced price for inventory or materials
  • Being able to move quickly on auction items - you can then refinance larger purchases into term loans to keep your line available for the next purchase

Features and Benefits

  • Your business line of credit can be secured or unsecured
  • Interest-only payment options give you payment flexibility
  • Easy access to funds via our community offices, online or by phone
  • Streamlined lines of credit with no financials required when you need funds quickly. Restrictions apply - please contact any of our community offices for more information

Business Term Loans

Our term loans for businesses provide a specific amount of credit so you can purchase assets to help your business grow. 

Some common uses include:

  • Equipment purchases
  • Vehicle refinances or lease buyouts
  • Debt consolidation
  • Partner buyouts

We offer options for equipment loans so you can update your inventory and create productivity and efficiency in your business. Our term loans can be unsecured, or secured by business assets, not just specific equipment. We even offer a streamlined application process for some loans.

Features and Benefits

  • Can be unsecured or secured by equipment or assets
  • In a hurry? We offer streamlined term loans with no financials required. Restrictions apply - please contact any of our community offices for more information
  • Various terms to fit your budget

We also offer Public Financing, Corporate Financing and SBA Lending.

 

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