Banking Options in Your Neighborhood

Whether you need a checking account without overdraft fees, want help with your budget or are ready to buy a home, we are here to help you. We have an office in Whitehall or you can find any location near you with our branch search tool.

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Solutions for Buying Your Home

Buying a home is a big deal, which is why we make a big deal out of helping you buy yours with confidence, so the home you love is the home you can afford. Borrow with First Commonwealth Bank to make the most of your financial situation when you're ready to buy.

Down Payment Assistance

With our First@Home¹ program, first time home buyers can get the home of their dreams, even if your budget is tight and building a solid savings account has been tough. First@Home provides:

Down payment assistance with solutions as low as 1%.
Closing cost assistance.
Financial confidence planning and resources.
Credit repair counseling.

Watch the Abbott Story to see how this program helped our customers out of an unsafe apartment and into a home that fit their budget and their family.

Home 100

This innovative program offers flexibility in down payment options for qualified borrowers.

80% first mortgage with up to a 20% second mortgage
Competitive fixed rates
No Private Mortgage Insurance
Financial confidence planning and resources

FHA Mortgage Loans

Housing Finance Agencies exist to provide affordable housing for eligible families, giving you more options for buying your first home.

In Pennsylvania, the PHFA provides mortgage options through conventional and FHA loans, including fixed interest rates that won't change, and you may also receive assistance with closing costs and down payments. Income, prior ownership and asset restrictions do apply.
In Ohio, the OHFA also offers a mortgage tax credit, as well as down payment assistance programs.

Refinance Your Home with Our Right@Home or First@Home Programs

Better banking means understanding the advantages you have as a homeowner to use your home as an asset, whether you need to refinance to a lower rate and save money each month, pay off other debt, make home improvements, or pay for large, unexpected expenses. Depending on the census tract of your current home, you may be eligible for our Right@Home or First@Home refinance programs. Let's talk today.

Connect with Our Local Team

Visit Our Whitehall Office
51 S. Hamilton Rd
Whitehall, OH 43213
614.239.4600
Weekdays: 9:00 a.m. - 5:00 p.m.
Saturday: 9:00 a.m. - 12:00 p.m.

Resources for Your Financial Life

Mortgage Options

We would love to help you buy a your first home with confidence and can even provide you with homeownership sessions so you can feel confidence before making a decision to buy.

Find Out How

Confidence Checking

No overdraft fees. Mobile convenience. Eco-friendly. It's all available with our Confidence Checking^TMwhich can be opened online or in person. Plus our Confidence Card is made from ocean-bound plastic.

Confidence Checking

Surcharge-Free ATMs

With our contactless debit cards, you get access to more than 55,000 surcharge-free ATMs worldwide, including those at popular locations like Target^®and Costco.^®

Locate them All

Need Help with Something Else?

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Use Our Free Calculator

If you have credit cards that you are working to pay off, we have a free calculator that will estimate how long it will take you. Try it out here.

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1 First time home buyer program (no primary residence ownership within the past three (3) years). Product and eligibility guidelines apply, including credit and household income requirements. Product may not be available for your situation.