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Investments and Insurance Products are:

  • Not FDIC insured
  • Not insured by any Federal Government Agency
  • Not guaranteed by the bank
  • Not deposits
  • May lose value

Trust Services

How To Read a Mutual Fund Table


Columns 1 & 2: 52-Week Hi and Low. These are the highest and lowest prices that the mutual fund has been at over the previous 52-weeks (1 year). This typically does not include the previous day’s price.

Column 3: Fund Name. This Column lists the name of the mutual fund. The company, which manages the fund, is written above in bold type.

Column 4: Fund Specifics. Different letters and symbols have various meanings. For example, "N" means no load, "FR" is frond end load, and "B" means the fund has both front and back-end fees. For other symbols see the legend within the paper.

Column 5: Dollar Change. The dollar change is the price of the mutual fund from the previous day’s trading.

Column 6: % Change. The percentage-change in the price of the mutual fund from the previous day’s trading.

Column 7: Week High. The highest price the fund traded at during the past week.

Column 8: Week Low. The lowest price the fund traded at during the past week.

Column 9: Close. The last price the fund was traded at.

Column 10: Week’s Dollar Change. The dollar change in the price of the mutual fund from the previous week.

Column 11: Week’s % Change. The percentage-change in the price of the mutual fund from the previous week.

Summary

  • A mutual fund brings together a group of people and invests their money in stocks, bonds, and other securities.
  • The advantages of mutual funds are professional management, diversification, economies of scale, simplicity, and liquidity.
  • The disadvantages of mutual funds are costs, over-diversification, possible tax consequences, and that professional management doesn't guarantee a superior return.
  • There are many, many types of mutual funds. You can classify funds based on asset class, investing strategy, region, etc.
  • Mutual funds are easy to buy and sell. You can either buy them directly from the fund company or through a third party.

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First Commonwealth Advisors is a registered trademark used to market various wealth management products and services. Investment management, trust and fiduciary services are provided by First Commonwealth Bank. Certain insurance products are offered through First Commonwealth Insurance Agency, a licensed insurance affiliate. Securities, insurance products and advisory services are offered through Essex National Securities LLC, member FINRA/SIPC and an SEC registered investment advisor. Essex is not affiliated with First Commonwealth Bank.