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Mutual Fund Basics

As you probably know, Mutual funds have become extremely popular over the last 20 years as more than 80 million people, or one-half of the households in America, invest in mutual funds. That equates into trillions (yes, with a "T") of dollars invested in mutual funds in the United States alone.

Mutual finds are a way for the average investor to get into the market. Instead of spending all your free time buried in the financial pages of the Wall Street Journal, all you have to do is buy a mutual fund and you would be on your way to financial freedom. However to be successful in selecting the mutual fund that is right for you it would be helpful for you to understand the basics of stocks and bonds before proceeding. For more information, review the Stock Basics and Bond Basics sections.

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First Commonwealth Advisors is a registered trademark used to market various wealth management products and services. Investment management, trust and fiduciary services are provided by First Commonwealth Bank. Certain insurance products are offered through First Commonwealth Insurance Agency, a licensed insurance affiliate. Securities, insurance products and advisory services are offered through Essex National Securities LLC, member FINRA/SIPC and an SEC registered investment advisor. Essex is not affiliated with First Commonwealth Bank.