Trust Services

Mutual Fund Basics

As you probably know, Mutual funds have become extremely popular over the last 20 years as more than 80 million people, or one-half of the households in America, invest in mutual funds. That equates into trillions (yes, with a "T") of dollars invested in mutual funds in the United States alone.

Mutual finds are a way for the average investor to get into the market. Instead of spending all your free time buried in the financial pages of the Wall Street Journal, all you have to do is buy a mutual fund and you would be on your way to financial freedom. However to be successful in selecting the mutual fund that is right for you it would be helpful for you to understand the basics of stocks and bonds before proceeding. For more information, review the Stock Basics and Bond Basics sections.

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