Manage Your Business
Meet Our Team

Richard R. Applegate, CFP®, AIFA®, ChFC®, CLU®, President
Rick has helped clients since 1975 toward their goals of accumulating and preserving wealth. Nationally recognized in the field of financial planning and asset management, Rick has been a frequent contributor to CNBC, CNN, BloombergTV and other local networks. He is also heard locally each weekday morning on NewsRadio 1020 KDKA during his radio segment, "MoneyTalk". Rick is designated as a CERTIFIED FINANCIAL PLANNERTM professsional, Accredited Investment Fiduciary AnalystTM, Charted Financial Consultant®, Chartered Life Underwriter®, and holds Series 6, 7, 63, and 65 Securities licenses. He has also earned a Masters in Taxation from Robert Morris University and has taught classes at Duquesne University School of Leadership for their Certified Financial Planning program. Besides helping clients with personal and business financial planning, he also conducts seminars for corporate employees on general investment and retirement planning issues.

Andrew M. Gracan, ChFC®, MBA, Retirement Plan Advisor/VP
With over 18 years of experience in the fully bundled defined contribution, defined benefit, and investment only segments of the retirement plan services industry, Drew has extensive technical, marketing, product, and fiduciary knowledge of all market segments and distribution channels of the qualified plan business. A graduate of the University of Pittsburgh, Katz Graduate School of Business, Drew most recently served as a Vice President of one of the largest Total Retirement Outsourcing (TRO) service providers in the United States. In addition, he has spent his entire career helping hundreds of small, mid, and large (Fortune 500) corporations throughout the United States maximize the effectiveness and efficiencies of their retirement plan programs for their employees. Drew holds multiple registrations and licenses including his FINRA Series 7, 63 and 65. In addition, he has earned the professional designation of Chartered Financial Consultant® from the American College and is a member of the Society for Financial Services Professionals.

Nancy I. Kunz, CFP®, ChFC®, CLU®, Lead Financial Planner
Nancy has been in the Financial Services field since 1981. A graduate of West Virginia University, Nancy began working with individuals and business owners in helping them to achieve their financial goals in the areas of Wealth Maximization & Preservation, Investment & Retirement Strategies, and Insurance Protection. Prior to joining First Commonwealth Financial Advisors, she served the past 15 years as Director of Financial Planning on a regional basis for nationally recognized financial services firms. Nancy holds multiple registrations and licenses including FINRA Series 6, 7, 22, 24 and 63. Nancy also has earned the professional designations of CERTIFIED FINANCIAL PLANNERTM professional, Chartered Financial Consultant®, and Chartered Life Underwriter®.

Natalia Paich, CPA, CFP®, AIFA®, Wealth Relationship Manager/VP
Prior to joining First Commonwealth Financial Advisors, Natalia spent seven years working in New York City as an audit manager for Deloitte & Touche LLP, specializing in the financial services industry. She brings that experience as a CPA and knowledge of the financial services industry to the team as she works closely with clients to help them in setting and achieving their financial goals. Natalia believes in the value of independent, client specific advisory services and to further her commitment to excellence, has earned both the CERTIFIED FINANCIAL PLANNER and the Accredited Investment Fiduciary Analyst professional designations and holds her Series 7 license. Natalia is a graduate of Penn State University with a B.S. in Accounting and received her Executive Certificate in Financial Planning from Duquesne University. She is a member of the American Institute of Certified Public Accountants and the Financial Planning Association. As part of First Commonwealths financial literacy initiative, Natalia has contributed to numerous articles and interviews on investing strategies, financial planning, fiduciary responsibility and retirement savings vehicles.

