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Borrowing & Credit Solutions

Time for Better Borrowing Solutions

Home Equity Line of Credit Offer

7-Year Home Equity Loan 3.50% APR

15-Year Home Equity Loan 4.19% APR

By using the equity in your home, you can open up opportunities to improve your home or consolidate your bills at a rate you can afford. Our limited-time specials come with great, low rates but without closing costs or processing fees.

Take a few minutes with our calculators to see what impact debt consolidation or a refinance could have on your wallet and then get in touch. Click above to open online, visit your local office, or call us at 844.711.2265.

1After the 1.00% Annual Percentage Rate (APR) 6-month introductory period, the APR will be a variable rate based on Wall Street Journal Prime Rate (4.25% current as of September 1, 2017) plus or minus a margin with a minimum of 2.99% and maximum rate of 18%. Prime may change at any time and is subject to change without notice. The introductory period begins on the date of account opening. After the introductory period ends, any and all remaining balances will automatically convert to the variable APR per the terms of the Home Equity Line of Credit agreement. Offer is based upon loans up to $500,000, a loan to value up to 80% on an owner-occupied primary residence, subject to credit approval, and cannot be a purchase money mortgage. Offer does not apply to interest only home equity lines of credit. In order to receive the offered rate, a minimum of $10,000 in new money and direct debit of loan payment from a First Commonwealth Bank checking account is required. An early termination fee may apply. An Annual Fee of $25 will be charged to your credit line. Taxes and property insurance are always required and flood insurance is required where necessary. Consult your tax advisor about the deductibility of interest. Other rates and terms are available. Offer subject to change or withdrawal at any time.

2Offer is based upon first lien and second lien loans up to $500,000, a loan to value up to 80% on an owner-occupied primary residence, subject to credit approval, and cannot be a purchase money mortgage. Your actual Annual Percentage Rate (APR) may be higher based on a review of your credit application. In order to receive the offered rate, a minimum of $10,000 in new money and a direct debit of loan payment from a First Commonwealth Bank checking account are required. Otherwise, your rate will be higher. Flood insurance is required where necessary. Taxes and property insurance are required and the actual payment obligation may be greater. Repayment example: monthly payment for each $1,000 borrowed at 3.50% APR for 84 months is $13.44. Consult your tax advisor about the deductibility of interest. Other rates and terms are available. Offer subject to change or withdrawal at any time.

3Offer is based upon first lien loans up to $500,000, a loan to value up to 80% on an owner-occupied primary residence, subject to credit approval, and cannot be a purchase money mortgage. Your actual Annual Percentage Rate (APR) may be higher based on a review of your credit application. In order to receive the offered rate, a minimum of $10,000 in new money and a direct debit of loan payment from a First Commonwealth Bank checking account are required. Otherwise, your rate will be higher. Flood insurance is required where necessary. Taxes and property insurance are required and the actual payment obligation may be greater. Repayment example: monthly payment for each $1,000 borrowed at 4.19% APR for 180 months is $7.49. Consult your tax advisor about the deductibility of interest. Other rates and terms are available. Offer subject to change or withdrawal at any time.

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