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Refer-A-Friend Program

Having great friends is very rewarding.

Introduce your friends and family to First Commonwealth Bank and if they open an account with us, you'll both enjoy great rewards.1 By registering for our Refer-A-Friend program, you're saying yes to rewards for you - and your friends.

How it works: Register for the Refer-A-Friend program. You can then invite friends and family via email or social media to open an account as well. When the people you refer open and use their account1, you'll both get $50. If you referred a business, they get $150.

Even better? You can earn up to $5002 a year for referring your friends.

Getting started is easy by choosing the "Register for Rewards" button above. You can also track your referrals with the ReferLive app.

As always, reach out to our team for help by emailing engage@fcbanking.com, calling 800-711-BANK (2265) or finding an office near you at www.fcbanking.com/locations.

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1The person or business the Referrer is referring must register for the program by going online to www.referlive.com/fcbanking or calling 844-232-4321, agree to the terms and conditions, and open a new First Commonwealth Bank personal checking account with a debit card or business checking account with a business debit card and complete the following within 60 days after account opening: For a personal checking account: Enroll in eStatements AND complete at least one of the following - have one (1) direct deposit of a paycheck, pension, Social Security, or other regular monthly income electronically deposited by an employer or an outside agency in the amount of $250 or more, OR complete ten (10) debit card purchases made at point of sale using your signature or PIN, or a purchase made electronically or online using your debit card number, including recurring payments must post and clear the account. The minimum amount to open a personal account and receive a Reward Card is $50 for a Hometown Checking account or $25 for a SmartPay Card account. For a business checking account: Enroll in eStatements, AND complete ten (10) debit card purchases that post and clear the account. The minimum amount to open a business checking account and receive a Reward Card is $100. Allow 4-6 weeks after completion of all requirements for delivery of the Reward Card. Reward Card may be reported as income to the IRS. This offer may be discontinued or changed at any time without notice. Variable rate Annual Percentage Yield (APY) for the Hometown Checking +Interest Package varies by tier. For example, as of 05/31/2017, APY by tier is: 0.01% for $500+; 0.01% for $2,500+; 0.01% for $10,000+. Rate and APY may change after the account is opened. Fees may reduce earnings on the account.

2In order to receive a Reward Card the person making the referral (Referrer) must register for the program by going online to www.referlive.com/fcbanking or calling 844-232-4321, agree to the terms and conditions, and submit a valid email address for each referred person or business. In addition the person or business the Referrer is referring must complete specific account transactions. The maximum reward issued under the program within a calendar year is $500. As a Referrer the person or business you are referring may infer that you are a customer of First Commonwealth Bank.

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