DCSIMG
Menu
 
First Commonwealth Bank Callout

Trusted advice.
Peace of mind.

Protection you can count on. »

Investments and Insurance Products are:

  • Not FDIC insured
  • Not insured by any Federal Government Agency
  • Not guaranteed by the bank
  • Not deposits
  • May lose value

Insurance

Healthcare for Small Business

If you are a small business with 49 or less full time equivalent employees and confused about the healthcare reform law requirements, then this page will be a valuable resource for you throughout the year.

This page will be a source for small businesses regarding legislative briefs, communication materials for your employees, answers to common healthcare reform questions and other valuable information.

First Commonwealth Insurance Agency Legislative Brief

The NEW legislative brief provides information on the Affordable Care Act (ACA) employer mandate and how the penalties will be postponed until 2015.

Health Coverage to full-time Employees

The ACA establishes employer shared responsibility rules, which require employers to provide health coverage to full-time employees (those who work, on average, at least 30 hours per week). Depending on the circumstances, determining whether someone is a full-time employee for purposes of these rules can be difficult and confusing.

We can help you make use of an optional Internal Revenue Service (IRS) safe harbor method intended to provide some certainty for this process.

To learn more about the key provisions of the Affordable Care Act based on the size of your business, call us 724-463-5634. We look forward to answering any questions you may have and helping you decide on the right healthcare options for you and your employees.

 

Insurance products offered through First Commonwealth Insurance Agency, a licensed insurance affiliate of First Commonwealth Bank.