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The Rewards Card

Get instant worldwide access and a world of great benefits.

0% introductory APR on purchases and balance transfers for 6 months. No balance transfer fee for 3 months from account opening1.

Earn 1% rewards automatically on your statement for everyday purchases and pay down your debt faster2

Set yourself up for automatic fraud alerts via text message

See your FICO® Score on your monthly statements for free and enjoy quarterly updates

Enjoy chip card security and access to Apple Pay™, Android Pay™ and Samsung Pay

Manage your account online anytime

Up to $35,000 credit limit

View Rewards Cardmember Agreement and Terms and Conditions

Apply Now Compare Our Cards

The Secured Card

Get the credit you need for today and watch your FICO® Score for bigger things tomorrow.

No balance transfer fee for 3 months from account opening3

Enjoy simple and secure online account management

Set yourself up for automatic fraud alerts via text message

See your FICO® Score on your monthly statements for free and enjoy quarterly updates

Enjoy chip card security and access to Apple Pay™, Android Pay™ and Samsung Pay

Manage your account online anytime

Up to $5,000 credit limit

View Secured Cardmember Agreement and Terms and Conditions


Apply Now Compare Our Cards

The Student Card

Get the card that gets you what you need on-campus, off-campus and everywhere life takes you.

0% introductory APR on purchases and balance transfers for 6 months. No balance transfer fee for 3 months from account opening1.

Earn 1% rewards automatically on your statement for everday purchases and pay down your debt faster2

Set yourself up for automatic fraud alerts via text message

See your FICO® Score on your monthly statements for free and enjoy quarterly updates

Enjoy chip card security and access to Apple Pay™, Android Pay™ and Samsung Pay

Manage your account online anytime

Up to $5,000 credit limit

View Student Cardmember Agreement and Terms and Conditions

Apply Now Compare Our Cards

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As always, our team is on standby to help. Chat with us online, call 800-711-BANK (2265) or email engage@fcbanking.com.

If you lose your credit card, immediately notify us at 800-711-BANK (2265). For after hours, please call our automated banking line at 888-711-BANK (2265) and select the option to report a lost or stolen card.

1A 0.00% introductory Annual Percentage Rate (APR) on purchases and balance transfers for 6 months from Rewards Card or Student Card opening. After the 0.00% APR 6 month introductory period the APR will be a variable rate 12.49% to 15.49% based on creditworthiness. The APR will vary with the market based on Wall Street Journal Prime Rate plus a margin of 8.74% to 11.74%. No balance transfer fee for the first 3 months the account is open. After that a fee of $5 or 3% of the transfer whichever is greater, will be assessed for each completed balance transfer. No annual fee for the Rewards or Student Card.

2At the end of each billing period, the Reward Bonus is calculated by multiplying the total amount of purchases by 1%. Purchases do not include cash advances, balance transfers, or illegal transactions. Earned rewards will be automatically credited to your account on calendar quarters in increments of $50.00 for the Rewards Card and $20.00 for the Student Card. The maximum amount of rewards credited to your account per calendar year is $500.00. The maximum amount of rewards earned per calendar year is $1,000.00. Rewards, not credited, will expire 3 years after being earned and will be forfeited if you close your account. Rewards will not be earned if your account is over 60 days past due or you have declared bankruptcy.

3No balance transfer fee for the first 3 months the account is open. After that a fee of $5 or 3% of the transfer whichever is greater will be assessed for each complete balance transfer. Annual fee of $25 assessed to the Secured Card beginning one year after account opening.

FICO is a registered trademark of Fair Issac Corporation in the United States and other countries.

©2015 First Commonwealth Bank; 601 Philadelphia St., Indiana, PA 15701
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