WorkSmart Banking

Our WorkSmart Banking (WSB) program provides extraordinary benefits to the employees of our participating business clients. As a result of their new or existing checking account with First Commonwealth Bank^®, employees of participating WorkSmart businesses will receive added benefits such as: five free usages per month at non-First Commonwealth ATMs, and free checks every 12 months.

If your employer is a participating WorkSmart business, sign up today for WorkSmart Banking with First Commonwealth and receive the following:

Hometown Checking

• No Minimum Balance (with payroll direct deposit)
• Without direct deposit, a minimum balance fee may apply
• Competitive Interest Rate

Free Checks*

• One FREE box of checks per year, every year!
• Unlimited check writing

Free ATM/Checkcard

• FIVE FREE ATM usages per month at non-FCB locations (local ATM provider charges may apply)
• FREE access at more than 50,000 ATMs across the country through Freedom Alliance and Allpoint^® networks along with FREE ATM usage at over 120 First Commonwealth Bank ATMs

Savings Account

• Competitive Interest Rate
• Automatically transfer funds from your checking to savings

Free Online Banking

• FREE WebBank: Transfer funds, view online statements & account history, look-up checks and more
• FREE BillPay: Pay your bills anywhere, anytime with a few simple clicks of the mouse

Loan Discounts

• Receive up to 1/2% off the interest rate on fixed rate installment loans**
• Installment and FlexChoice™ Home Equity Lines of Credit at your disposal
• Loans for remodeling your home, buying a car, planning a vacation or consolidating your bills 

Other Banking Discounts Exclusively for Worksmart Enrolled Members

• FREE one-year rental on a Safe Deposit Box (where available)
• No fee single signature Traveler’s Checks (where available)
• Quick and simple Switch Assistance

*One order of free “select” checks per 12-month period or 50% off each order of any other personal designer check selection ordered through First Commonwealth.  **1/4% for WorkSmart Banking participation and 1/4% for direct debit.  Does not include CD-secured loans and discount cannot be combined with any other current offer.  Offer subject to change or withdrawal at any time.  Limit one WorkSmart Banking account per household.  Please see your First Commonwealth representative for details.  FCB Member FDIC.  Equal Opportunity Lender.