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Personal Banking

WorkSmart Banking

Employee benefits just got a whole lot better
Keeping up with the daily routine can be hard. Doing your banking shouldn’t be. First Commonwealth Bank’s® WorkSmart Banking program provides extraordinary benefits through our Hometown Checking to the employees of participating business clients.

If your employer is a participating WorkSmart business, sign up today for WorkSmart Banking with First Commonwealth and receive the following:

  • Free Hometown Checking account– no minimum balance or activity requirements.
  • Free Hometown Savings account linked to checking account – a great way to save and to protect against unexpected overspending.
  • Free mobile banking* – download the app or sign up for text alerts to bank on the go.
  • Free mobile deposit – enroll**, download the app and use your smartphone to deposit checks.
  • Free online banking and billpay – check balances and view your transactions, pay bills and make transfers.
  • Free access to 55,000 ATMs – access them through the First Commonwealth, Freedom Alliance and Allpoint networks.
  • Person-to-person online payments with Popmoney® – send money to your friends, family or anyone with an email address or mobile number. Only $.50 per transaction.
  • SmartPay Card, available – load it up with any amount and swipe away without risk of overdraft fees
  • Free one-year rental on a Safe Deposit Box (where available)
  • No fee single signature Traveler’s Checks (where available)
  • Loan discounts – Receive up to 1/2% off the interest rate on fixed rate installment loans^

Contact us for more information about the benefits of WorkSmart Banking.


* Standard data and message rates apply.
** To qualify for this service, customers must have a 30-day established relationship with First Commonwealth Bank and valid checking account status.
^ 1/4% for WorkSmart Banking participation and 1/4% for direct debit. Does not include CD-secured loans and discount cannot be combined with any other current offer. Offer subject to change or withdrawal at any time.