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Merchant Services


Accept Credit and Debit Cards with TransFirst®

Attract more customers and build their loyalty with credit and debit card processing from First Commonwealth Bank and TransFirst, one of the nation's leading providers of merchant services and products. Accepting payment cards can help your business increase sales and boost its bottom line, and TransFirst can contribute by lowering your processing costs.

Serving approximately 200,000 merchants, financial institutions and sales partners, TransFirst has earned the Better Business Bureau's A+ rating for outstanding customer service and trust. It customizes secure payment processing solutions for all major credit cards to meet the unique requirements of a variety of business models, including traditional POS retail, mobile service provider, e-commerce and MOTO.

Our services include:

  • Multiple credit card processing options
  • Quick and easy electronic application process
  • Comprehensive 24/7 online reporting
  • ACH processing and check verification
  • Automated in-house chargeback/retrieval processing system with 24-hour turnaround
  • Available next-day funding
  • 24/7 U.S.-based/in-house merchant help desk


Innovative Products include:



ProcessNow®, flexible, portable, powerful and complete mobile point-of-sale (mPOS) business solution. ProcessNow Mobile and ProcessNow Register uses tablets and smartphones to help businesses of all kinds accept credit and debit card payments.



Data Breach Security offers you financial protection in the event of a security breach, saving potentially hundreds of thousands of dollars in fines and related expenses - all for a low monthly fee.



Transaction Express®, a robust payment gateway that gives you total control of your credit and signature debit card payment acceptance.



TransFreedom, accept credit cards simply and affordably. TransFreedom combines a number of monthly charges into one single low monthly fee that's less than the cost of the individual fees.



For more information, click here.

* Marks are the registered trademarks of their respective owners and are not related to TransFirst.
TransFirst is a third-party provider of merchant services.
TransFirst, LLC is a registered ISO/MSP of: Wells Fargo Bank, N.A., Walnut Creek, CA and Synovus Bank, Columbus, GA, for Visa® and MasterCard® transactions only.

©2015 First Commonwealth Bank; 601 Philadelphia St., Indiana, PA 15701 Member FDIC |
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