The One Card
If you are a company that is looking to simplify the payment process and reduce costs associated with corporate expenses then the One Card program from First Commonwealth Bank® is the perfect solution.
Simplify the Payment Process and Reduce Costs
Clients who implement a One Card payment program can consolidate all payment activities (purchasing, travel and entertainment, and MRO (Maintenance, Repair, and Operations) expenses) into one easy program that speeds up purchases, minimizes paperwork and improves your bottom line.
The One Card Does it All
Managing travel and purchasing transactions with just one process, one staff, one card issuer and one invoice is a reality with the One Card. The card empowers clients to merge separate card solutions, increase efficiencies and decrease costs across all platforms. Moreover, with the One Card, clients have the ability to offer employees unsurpassed flexibility without sacrificing control.
Payment Program Management
First Commonwealth Bank clients can count on the One Card to help control spending, provide purchasing flexibility for employees and protect against employee misuse.
Unparalleled Acceptance and Support
The One Card provides clients access to the worldwide Visa® network, ensuring cardholders are able to purchase goods and services when and where they need them. Plus, it makes business expenses easier to monitor, control and manage thanks to superb administrative tools and advanced customer service.
Greater Risk Control and Protection
The Visa® Liability Waiver program protects clients with one or more cardholders on their One Card program, up to $100,000 per cardholder, for misuse or abuse of the card by the cardholder.
First Commonwealth will provide two efficient billing options that give clients the power to eliminate unnecessary costs, maintain control and provide employees with greater flexibility.
|One Card Features:||How Clients Benefit:|
|No annual card fees||Experience no hidden charges with rebates available for qualifying companies|
|Visa® Liability Waiver protection||Receive $100,000 protection, per instance, from misuse by employees|
|Cost savings||Decrease costs associated with the processing of checks, invoices and purchase orders|
|Flexible authorization system and cardholder spending controls||Manage where cards are used and limit company exposure|
|Easy integration with clients’ accounting and financial systems||Eliminate many manual processes such as data entry and filing|
|Worldwide acceptance||Obtain unparalleled purchasing access|
|Detailed transaction data and full reporting for complete expense management||Get all the data that is needed to measure card program performance and streamline expense reporting|
|Account setup and maintenance||Manage and control accounts online in real times|
|Corporate billing with flexibility for individual billing all under the protection of corporate liability||Manage corporate expenses while holding employees accountable for prompt payment|
|Experienced implementation project managers and account managers to help with end-to-end program management strategies||Achieve the greatest cost savings and improved efficiencies from your card program|
|Tax and compliance management support||Eliminate most issues associated with 1099 reporting and the Sarbanes – Oxley Act|
|Supplier management solutions||Identify and develop opportunities with strategic suppliers|
|Automatic travel accident insurance and emergency travel services||Provide added security for employees|
For more information, please call 800-711-BANK (2265).