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Investments and Insurance products are:

Not FDIC insured
Not insured by any Federal Government Agency
Not guaranteed by the bank
Not deposits
May lose value

Insurance

What is Long-Term Care?

Long-Term Care is the type of care received either at home or in a facility, when someone needs assistance with activities of daily living, such as bathing and dressing due to an accident, an illness or advancing age.

Why Government Programs May Not be the Answer.

Medicare only pays for 100 days.
Medigap only pays co-payment/deductible associated with Medicare.
Medicaid only pays after you are impoverished.
In 1935, 40 people paid in to Social Security to every 1 collecting.*
By 2020, 1.8 people will pay in to every 1 collecting.*

* U.S. Chamber of Commerce

To learn more about Long-Term Care, please contact us or call a Long-term Care Specialist, toll free at 877-367-3242.

Securities, insurance products and advisory services are offered through Essex National Securities, Inc., member FINRA/SIPC and an SEC registered investment advisor, which is not affiliated with this financial institution.

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