Personal Banking

Personal Savings Accounts Comparison

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	Holiday Club	Vacation Club
Minimum Deposit to Open	$5.00	$5.00
Client Availability	For personal non-business use	For personal non-business use
Service Fee	$5.00 if account balance is less than $50.00 on date of disbursement*	$5.00 if account balance is less than $50.00 on date of disbursement*
Minimum Balance to Avoid Service Fee	No charge with minimum balance of $50.00 on disbursement date*	No charge with minimum balance of $50.00 on disbursement date*
Interest Rate	Earn a variable rate of interest, credited on your disbursement date*	Earn a variable rate of interest, credited on your disbursement date*
Debit Card	Not Applicable	Not Applicable
Statement	Not Applicable	Not Applicable

*Disbursement dates are October 15 or nearest preceding business day for Holiday Club and May 25 or nearest preceding business day for Vacation Club.

Certain terms and conditions may apply, they will be explained to you at account opening. All service fees may be subject to change at anytime.

Fees could reduce the earnings on the account.