Checking Account Comparison
Some people want to earn interest on the money in their checking accounts. Others want to avoid paying service fees. This chart will help you compare all the details so you can evaluate our different checking accounts.
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|Home Free Checking||Hometown Checking||Hometown Checking Plus||Senior Accent Checking Plus|
|Minimum Deposit to Open||Only $50||Only $50||Only $50||Only $50|
|Client Availability||For personal non-business use||For personal non-business use||For personal non-business use||For personal non-business use|
|Unlimited Check Writing||Yes||Yes||Yes||Yes|
|Free Checks||No||No||Yes or $5 discount||Yes or $4 discount|
|Service Fee||None||$5||$10||Non-qualifying fee $5|
|Minimum Balance to Avoid Service Fee||None||$500 or Direct Deposit of payroll check||$5,000 or $35,000 combined balance in Savings & Checking||Combined deposit balance of at least $2,000 (checking plus savings, CDs or IRAs) on relationship statement|
|Membership Dues||No||No||No||Club Membership $2 per month|
|Minimum Balance to Avoid Dues||None||None||None||$6,500 in checking or $50,000 combined deposit balance (checking plus savings, CDs, IRAs) on relationship statement|
|Debit Card||24 Hour ATM and Point of Sale Locations||24 Hour ATM and Point of Sale Locations||24 Hour ATM and Point of Sale Locations||24 Hour ATM and Point of Sale Locations|
|Pre-Authorized Automatic Payments to First Commonwealth Bank Personal Loan or Mortgage||Yes||Yes||Yes||Yes|
Certain terms and conditions may apply and will be explained to you at account opening. All service fees may be subject to change at anytime. Fees could reduce the earnings on the account.