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Details

Personal Banking

Personal, friendly service.

Checking Account Comparison

Some people want to earn interest on the money in their checking accounts. Others want to avoid paying service fees. This chart lets you compare all the details so you can evaluate our different checking accounts.

Plan

Checking Accounts Comparison

 

Low Minimum Interest Checking

Economy Interest Checking

Wall Street Checking

Minimum Deposit to Open

Only $50

Only $50

Only $50

Client Availability

For personal non-business use

For personal non-business use

For personal non-business use

Unlimited Check Writing

Yes

Only 20 cents per check

Yes

Client Purchases Checks

Yes

Yes

Yes

Service Fee

$6.00 per month

None

$8.00 / Month

Minimum Balance to Avoid Service Fee

No fee with a minimum daily balance of $500

None

No charge with minimum daily balance of $1,000

Membership Dues

Not Applicable

Not Applicable

Not Applicable

Minimum Balance to Avoid Dues

Not Applicable

Not Applicable

Not Applicable

Interest Bearing

Yes

Yes

Yes

Debit Card

24 Hour STARsm and Point of Sale Locations

24 Hour STARsm and Point of Sale Locations

24 Hour STARsm and Point of Sale Locations

Pre-Authorized Automatic Payments to First Commonwealth Bank Personal Loan or Mortgage

Yes

Yes

Yes

 

Certain terms and conditions may apply, they will be explained to you at account opening. All service fees may be subject to change at anytime. Fees could reduce the earnings on the account.

 

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