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Personal Banking

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Checking Account Comparison

Some people want to earn interest on the money in their checking accounts. Others want to avoid paying service fees. This chart lets you compare all the details so you can evaluate our different checking accounts.

Enjoy

Checking Accounts Comparison

 

Fifty N' Better Free Interest Checking

Senior Accent Checking

Senior Accent Checking Plus

Minimum Deposit to Open

Only $50

Only $50

Only $50

Client Availability

Age 50 and over
For personal non-business use

Age 50 and over
For personal non-business use

Age 50 and over
For personal non-business use

Unlimited Check Writing

Yes

Yes

Yes

Client Purchases Checks

Yes

No

No

Service Fee

None

$5.00 / Month

$5.00 / Month

Minimum Balance to Avoid Service Fee

None

No fee if Senior Accent Checking Account and at least one savings product with a combined deposit balance* of $2,000 is maintained

No fee if Senior Accent Checking Account and at least one savings product with a combined deposit balance* of $2,000 is maintained

Membership Dues

Not Applicable

$2.00 per month

$2.00 per month

Minimum Balance to Avoid Dues

Not Applicable

No dues with an average daily ledger balance of $5,000 or total deposit relationship* of $50,000

No dues with an average daily ledger balance of $6,500 or total deposit relationship* of $50,000

Interest Bearing

Yes

No

Yes

Debit Card

24 Hour STARsm and Point of Sale Locations

24 Hour STARsm and Point of Sale Locations

24 Hour STARsm and Point of Sale Locations

Pre-Authorized Automatic Payments to First Commonwealth Bank Personal Loan or Mortgage

Yes

Yes

Yes

 

*Pricing is based on accounts that actually appear on your Relationship Statement. Total deposit relationship includes checking, savings, money market deposit accounts, certificates of deposit and Individual Retirement Accounts (IRAs).

Certain terms and conditions may apply, they will be explained to you at account opening. All service fees may be subject to change at anytime. Fees could reduce the earnings on the account.

 

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