Banking

Consolidate Your Debt

Get an installment loan or FlexChoice home equity line of credit from First Commonwealth® and consolidate all of your monthly credit card bills into one, more manageable monthly payment. You’ll get low rates, possible tax savings and flexible terms.

 

    

*FlexChoice Home Equity Lines of Credit offer: annual percentage rate (APR) of 3.99% will be in effect from the date of agreement until December 31, 2008, after which the rate will revert to the rate and terms of the agreement. APR will vary, with a maximum of 18% APR and minimum of 3.99% APR. Offer limits maximum loan to value (LTV) of 100% on an owner-occupied primary residence. Home Equity Installment Loan offer: annual percentage rate of 5.99% APR for a 120-month term requires a monthly payment of $11.09 per $1,000 borrowed and requires direct debit of monthly payment from a First Commonwealth checking account. Offer requires maximum loan to value (LTV) of 90% on an owner-occupied primary residence. The following applies to both offers: Other rates and terms available. Homeowners insurance is a requirement of loans secured by real estate. Any refi nance of an existing First Commonwealth Home Equity Line of Credit to obtain this rate offer will require an increase to the line of $10,000; an immediate additional $10,000 borrowing is required on all offers. No fees or closing costs will be charged; however, an appraisal may be required with a cost to the borrower of approximately $250. Offer valid for applications received through June 30, 2008. Offer subject to change or withdrawal at any time and may not be used with any other offer from First Commonwealth.